{
  "schema_version": "1.0",
  "products": [
    {
      "id": "medical-medicare-medifit-a",
      "provider_id": "medicare-life",
      "provider_name": "メディケア生命保険株式会社",
      "brand_id": "medicare-life",
      "name": "新メディフィットＡ",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.medicarelife.com/products/medifit_na/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "conditional",
          "value": {
            "hospital": "日帰り入院から。1入院30日型・60日型・120日型、通算1095日。",
            "readmission": "直前退院の翌日から90日経過後は新たな入院。",
            "surgery": "Ⅰ型・Ⅱ型の場合、公的医療保険対象の手術（除外あり）。",
            "riders": "特定疾病無制限・初期10日給付は該当特則選択時のみ。"
          },
          "source_ids": [
            "med-medicare-a-detail"
          ],
          "evidence": [
            {
              "source_id": "med-medicare-a-detail",
              "locator": "derived text line 126",
              "quote": "30日型・60日型・120日型"
            }
          ],
          "reason": "給付は選択した型・特則で異なる。"
        },
        "coverage": {
          "state": "verified",
          "value": "病気・ケガの入院。手術等はⅠ型・Ⅱ型・なしの選択がある。",
          "source_ids": [
            "med-medicare-a-detail"
          ],
          "evidence": [
            {
              "source_id": "med-medicare-a-detail",
              "locator": "derived text line 122",
              "quote": "病気・ケガによる入院"
            }
          ],
          "reason": null
        },
        "deductible": {
          "state": "conditional",
          "value": {
            "amount_yen": null,
            "waiting_periods": [
              {
                "coverage": "特定3疾病一時給付特約(25)がん一時給付等",
                "start": "責任開始日から91日目"
              }
            ]
          },
          "source_ids": [
            "med-medicare-a-detail"
          ],
          "evidence": [
            {
              "source_id": "med-medicare-a-detail",
              "locator": "derived text line 252",
              "quote": "91日目"
            }
          ],
          "reason": "特約別待機期間の一部確認。金額免責・他保障の待機期間は未確認。"
        },
        "document_version": {
          "state": "verified",
          "value": "表示コード HP-M311-150-26119719(2026.11.01)。制度説明は2026年9月現在。約款版とは区別する。",
          "source_ids": [
            "med-medicare-a-notice"
          ],
          "evidence": [
            {
              "source_id": "med-medicare-a-notice",
              "locator": "derived text line 165",
              "quote": "HP-M311-150-26119719(2026.11.01)"
            }
          ],
          "reason": null
        },
        "exclusions": {
          "state": "verified",
          "value": "創傷処理・抜歯手術等は手術給付金の対象外。睡眠時無呼吸症候群と診断されなかった検査入院も対象外。対象外事由の抜粋。",
          "source_ids": [
            "med-medicare-a-notice"
          ],
          "evidence": [
            {
              "source_id": "med-medicare-a-notice",
              "locator": "derived text line 94",
              "quote": "抜歯手術"
            }
          ],
          "reason": null
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は終身。特約の期間は別途確認が必要。",
          "source_ids": [
            "med-medicare-a-plan"
          ],
          "evidence": [
            {
              "source_id": "med-medicare-a-plan",
              "locator": "derived text line 1",
              "quote": "終身"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "conditional",
          "value": {
            "plan": "5000プラン(26)",
            "age": 30,
            "sex": "male",
            "payment": "月払・終身払",
            "hospital_daily_yen": 5000,
            "hospital_limit_days": 60,
            "surgery_type": "Ⅰ型",
            "disease_unlimited": false,
            "initial_10_days": false,
            "outpatient_increment": false,
            "riders": [
              "先進医療・患者申出療養特約(26)"
            ],
            "deductible": null,
            "quoted_on": null
          },
          "source_ids": [
            "med-medicare-a-plan"
          ],
          "evidence": [
            {
              "source_id": "med-medicare-a-plan",
              "locator": "derived text line 82",
              "quote": "入院・手術に備える、基本保障"
            }
          ],
          "reason": "公表例に明記された条件のみ。"
        },
        "premium_example": {
          "state": "conditional",
          "value": {
            "amount_yen": 1165,
            "frequency": "monthly",
            "attributes": {
              "age": 30,
              "sex": "male",
              "other": null
            },
            "insurance_period": "whole_life",
            "benefit_amount": {
              "hospital_daily_yen": 5000,
              "hospital_limit_days": 60
            },
            "deductible": null,
            "riders": [
              "先進医療・患者申出療養特約(26)"
            ],
            "quoted_on": null,
            "basis_id": null
          },
          "source_ids": [
            "med-medicare-a-plan"
          ],
          "evidence": [
            {
              "source_id": "med-medicare-a-plan",
              "locator": "derived text line 86",
              "quote": "1,165 円"
            }
          ],
          "reason": "公式5000プラン(26)の例。免責額・適用日の全前提は未確認で他社との価格順位に使用不可。"
        },
        "renewal": {
          "state": "conditional",
          "value": "主契約の保険料は加入から一生涯変わらない。特約の更新周期・更新保険料は別途確認。",
          "source_ids": [
            "med-medicare-a"
          ],
          "evidence": [
            {
              "source_id": "med-medicare-a",
              "locator": "derived text line 83",
              "quote": "保険料はご加入から一生涯あがりません"
            }
          ],
          "reason": "全ての付加特約まで同一の更新条件と確認したものではない。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した特徴・保障・プラン・注意ページでは保険料の消費税区分等を商品固有の費目として明示確認できなかった。所得控除や給付金の課税とは区別し、税区分を推定しない。"
        }
      },
      "source_ids": [
        "med-medicare-a",
        "med-medicare-a-detail",
        "med-medicare-a-notice",
        "med-medicare-a-plan"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "conditional",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "required",
          "amount_yen": 1165,
          "currency": "JPY",
          "unit": "monthly",
          "quantity": 1,
          "period": null,
          "tax": null,
          "conditions": {
            "plan": "5000プラン(26)",
            "age": 30,
            "sex": "male",
            "payment": "月払・終身払",
            "hospital_daily_yen": 5000,
            "hospital_limit_days": 60,
            "surgery_type": "Ⅰ型",
            "disease_unlimited": false,
            "initial_10_days": false,
            "outpatient_increment": false,
            "riders": [
              "先進医療・患者申出療養特約(26)"
            ],
            "deductible": null,
            "quoted_on": null
          },
          "source_ids": [
            "med-medicare-a-plan"
          ]
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-orix-cure-next",
      "provider_id": "orix-life",
      "provider_name": "オリックス生命保険株式会社",
      "brand_id": "orix-life",
      "name": "医療保険CURE Next（キュア・ネクスト）",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.orixlife.co.jp/medical/cure_next/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "conditional",
          "value": {
            "hospital": "日帰り入院から。支払限度は選択型による。",
            "surgery": "対象手術等を入院中は入院給付日額20倍、外来は5倍。",
            "advanced": "先進医療特約は技術料相当額を通算2000万円まで。"
          },
          "source_ids": [
            "med-orix-cure"
          ],
          "evidence": [
            {
              "source_id": "med-orix-cure",
              "locator": "derived text line 363",
              "quote": "入院給付金日額の20倍"
            }
          ],
          "reason": "無制限給付の対象は選択した型により異なる。"
        },
        "coverage": {
          "state": "verified",
          "value": "病気・ケガの入院、公的医療保険対象の手術等。先進医療は特約による。",
          "source_ids": [
            "med-orix-cure"
          ],
          "evidence": [
            {
              "source_id": "med-orix-cure",
              "locator": "derived text line 336",
              "quote": "病気やケガで入院したり、手術を受けたとき"
            }
          ],
          "reason": null
        },
        "deductible": {
          "state": "conditional",
          "value": {
            "amount_yen": null,
            "waiting_periods": [
              {
                "coverage": "特定三疾病一時金特約等のがん保障",
                "start": "責任開始日から91日目"
              }
            ]
          },
          "source_ids": [
            "med-orix-cure"
          ],
          "evidence": [
            {
              "source_id": "med-orix-cure",
              "locator": "derived text line 438",
              "quote": "91日目"
            }
          ],
          "reason": "金額免責と全保障の待機条件は未確認。"
        },
        "document_version": {
          "state": "verified",
          "value": "保険料例は2026年10月1日現在。主契約名は無解約払戻金型医療保険(2022)。",
          "source_ids": [
            "med-orix-cure"
          ],
          "evidence": [
            {
              "source_id": "med-orix-cure",
              "locator": "derived text line 414",
              "quote": "保険料は2026年10月1日現在"
            }
          ],
          "reason": null
        },
        "exclusions": {
          "state": "verified",
          "value": "人間ドック・美容整形等の治療目的でないもの、所定の事故原因、薬物依存、客観的に症状を裏付けられないむちうち症等は対象外。公式FAQにある例示で全免責ではない。",
          "source_ids": [
            "med-orix-exclusions"
          ],
          "evidence": [
            {
              "source_id": "med-orix-exclusions",
              "locator": "derived text line 10",
              "quote": "人間ドックや美容整形"
            }
          ],
          "reason": null
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は一生涯。個別特約の期間は別途確認。",
          "source_ids": [
            "med-orix-cure"
          ],
          "evidence": [
            {
              "source_id": "med-orix-cure",
              "locator": "derived text line 390",
              "quote": "病気・ケガによる入院・手術を 一生涯保障"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "conditional",
          "value": {
            "age": 30,
            "sex": "male",
            "payment": "月払・終身払",
            "hospital_daily_yen": 5000,
            "hospital_limit_days": 60,
            "disease_unlimited": "三大疾病無制限型",
            "riders": [
              "先進医療特約(2018)"
            ],
            "deductible": null,
            "quoted_on": null,
            "published_as_of": "2026-10-01"
          },
          "source_ids": [
            "med-orix-cure"
          ],
          "evidence": [
            {
              "source_id": "med-orix-cure",
              "locator": "derived text line 395",
              "quote": "＜三大疾病無制限型＞60日型・先進医療特約(2018)付加・終身払の場合"
            }
          ],
          "reason": "免責額等の全前提同一性を確定していない。"
        },
        "premium_example": {
          "state": "conditional",
          "value": {
            "amount_yen": 1470,
            "frequency": "monthly",
            "attributes": {
              "age": 30,
              "sex": "male",
              "other": null
            },
            "insurance_period": "whole_life",
            "benefit_amount": {
              "hospital_daily_yen": 5000,
              "hospital_limit_days": 60
            },
            "deductible": null,
            "riders": [
              "先進医療特約(2018)"
            ],
            "quoted_on": null,
            "basis_id": null,
            "published_as_of": "2026-10-01"
          },
          "source_ids": [
            "med-orix-cure"
          ],
          "evidence": [
            {
              "source_id": "med-orix-cure",
              "locator": "derived text line 402",
              "quote": "1,470 円"
            }
          ],
          "reason": "三大疾病無制限型の公式公表例。別の給付構成との単純価格順位に使用不可。"
        },
        "renewal": {
          "state": "conditional",
          "value": "主契約は終身、加入時の保険料が継続。特約の更新条件は別途確認。",
          "source_ids": [
            "med-orix-cure"
          ],
          "evidence": [
            {
              "source_id": "med-orix-cure",
              "locator": "derived text line 391",
              "quote": "保険料はご加入時のまま上がりません"
            }
          ],
          "reason": "全特約の更新を一律に確認したものではない。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "特徴・商品詳細・FAQからは保険料の消費税区分等を明示確認できなかった。所得控除や保険金課税とは別の税フィールドとして未確認を保持。"
        }
      },
      "source_ids": [
        "med-orix-cure",
        "med-orix-exclusions"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "conditional",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "required",
          "amount_yen": 1470,
          "currency": "JPY",
          "unit": "monthly",
          "quantity": 1,
          "period": null,
          "tax": null,
          "conditions": {
            "age": 30,
            "sex": "male",
            "payment": "月払・終身払",
            "hospital_daily_yen": 5000,
            "hospital_limit_days": 60,
            "disease_unlimited": "三大疾病無制限型",
            "riders": [
              "先進医療特約(2018)"
            ],
            "deductible": null,
            "quoted_on": null,
            "published_as_of": "2026-10-01"
          },
          "source_ids": [
            "med-orix-cure"
          ]
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-lifenet-jibun3",
      "provider_id": "lifenet-life",
      "provider_name": "ライフネット生命保険株式会社",
      "brand_id": "lifenet-life",
      "name": "終身医療保険（2019）〔旧販売名：じぶんへの保険3〕",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.lifenet-seimei.co.jp/product/medical/whole-life-medical/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [
        "じぶんへの保険3"
      ],
      "fields": {
        "benefit_conditions": {
          "state": "conditional",
          "value": {
            "hospital": "治療目的の入院。日帰りを含む5日以内は日額5日分。1入院60日・通算1095日。",
            "surgery": "入院中10倍・外来5倍、約款所定条件。",
            "course": "おすすめ/エコノミーで保障構成が異なる。"
          },
          "source_ids": [
            "med-lifenet-whole"
          ],
          "evidence": [
            {
              "source_id": "med-lifenet-whole",
              "locator": "derived text line 333",
              "quote": "日帰り入院を含む 5日以内の入院の場合"
            }
          ],
          "reason": "コースと約款所定条件による。"
        },
        "coverage": {
          "state": "verified",
          "value": "病気・ケガの入院と約款所定の手術。3大生活習慣病・がん・先進医療の保障はコースによる。",
          "source_ids": [
            "med-lifenet-whole"
          ],
          "evidence": [
            {
              "source_id": "med-lifenet-whole",
              "locator": "derived text line 276",
              "quote": "病気・ケガによる入院・手術など"
            }
          ],
          "reason": null
        },
        "deductible": {
          "state": "conditional",
          "value": {
            "amount_yen": null,
            "waiting_periods": [
              {
                "coverage": "骨髄幹細胞採取術",
                "excluded": "責任開始日から1年以内"
              },
              {
                "coverage": "がん給付",
                "start": "責任開始日から90日より後"
              }
            ]
          },
          "source_ids": [
            "med-lifenet-whole"
          ],
          "evidence": [
            {
              "source_id": "med-lifenet-whole",
              "locator": "derived text line 358",
              "quote": "責任開始日からその日を含めて1年以内"
            }
          ],
          "reason": "保障別待機期間の一部確認。金額免責は未確認。"
        },
        "document_version": {
          "state": "conditional",
          "value": "呼称変更は2026-06-01。主契約型は終身医療保険（2019）。保険料例は2026-06-01現在。約款全文の改定日未確認。",
          "source_ids": [
            "med-lifenet-name",
            "med-lifenet-whole"
          ],
          "evidence": [
            {
              "source_id": "med-lifenet-name",
              "locator": "derived text line 71",
              "quote": "2026年6月1日から"
            },
            {
              "source_id": "med-lifenet-whole",
              "locator": "derived text line 559",
              "quote": "記載の保険料は2026年6月1日現在"
            }
          ],
          "reason": "呼称変更日・保険料例の基準日・約款改定日を分離。"
        },
        "exclusions": {
          "state": "verified",
          "value": "創傷処理・抜歯等の対象外手術がある。骨髄幹細胞採取は責任開始から1年以内等を除外。がん給付は上皮内新生物等を対象外とする。保障別の抜粋。",
          "source_ids": [
            "med-lifenet-whole"
          ],
          "evidence": [
            {
              "source_id": "med-lifenet-whole",
              "locator": "derived text line 349",
              "quote": "支払対象外の手術"
            }
          ],
          "reason": null
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は終身。",
          "source_ids": [
            "med-lifenet-whole"
          ],
          "evidence": [
            {
              "source_id": "med-lifenet-whole",
              "locator": "derived text line 398",
              "quote": "一生涯（終身）"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "conditional",
          "value": {
            "age": 30,
            "sex": "male",
            "payment": "月払・終身払",
            "hospital_daily_yen": 5000,
            "course": "エコノミーコース",
            "deductible": null,
            "riders": null,
            "quoted_on": null,
            "published_as_of": "2026-06-01"
          },
          "source_ids": [
            "med-lifenet-whole"
          ],
          "evidence": [
            {
              "source_id": "med-lifenet-whole",
              "locator": "derived text line 313",
              "quote": "入院給付金日額：5,000円 エコノミーコース"
            },
            {
              "source_id": "med-lifenet-whole",
              "locator": "derived text line 559",
              "quote": "記載の保険料は2026年6月1日現在"
            }
          ],
          "reason": "公式公表例の適用日は確認。免責額・全特約構成を含む他社との同一前提を確定していない。"
        },
        "premium_example": {
          "state": "conditional",
          "value": {
            "amount_yen": 1578,
            "frequency": "monthly",
            "attributes": {
              "age": 30,
              "sex": "male",
              "other": null
            },
            "insurance_period": "whole_life",
            "benefit_amount": {
              "hospital_daily_yen": 5000,
              "hospital_limit_days": 60
            },
            "deductible": null,
            "riders": null,
            "quoted_on": null,
            "basis_id": null,
            "published_as_of": "2026-06-01"
          },
          "source_ids": [
            "med-lifenet-whole"
          ],
          "evidence": [
            {
              "source_id": "med-lifenet-whole",
              "locator": "derived text line 293",
              "quote": "1,578 円/月"
            },
            {
              "source_id": "med-lifenet-whole",
              "locator": "derived text line 559",
              "quote": "記載の保険料は2026年6月1日現在"
            }
          ],
          "reason": "公式公表例の適用日は確認。免責額・全特約構成を含む他社との同一前提を確定していない。"
        },
        "renewal": {
          "state": "verified",
          "value": "主契約は更新のない終身型。",
          "source_ids": [
            "med-lifenet-whole"
          ],
          "evidence": [
            {
              "source_id": "med-lifenet-whole",
              "locator": "derived text line 276",
              "quote": "更新のない終身型"
            }
          ],
          "reason": null
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "終身医療保険の現行商品頁と支払不可事例では、保険料の消費税区分等を商品固有に確認できなかった。所得控除や給付金課税に読み替えない。"
        }
      },
      "source_ids": [
        "med-lifenet-whole",
        "med-lifenet-name"
      ],
      "notes": [
        "2026年6月1日から「じぶんへの保険3」「じぶんへの保険3レディース」を終身医療保険（2019）と呼称変更した旨を公式ページで確認。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "conditional",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "required",
          "amount_yen": 1578,
          "currency": "JPY",
          "unit": "monthly",
          "quantity": 1,
          "period": null,
          "tax": null,
          "conditions": {
            "age": 30,
            "sex": "male",
            "payment": "月払・終身払",
            "hospital_daily_yen": 5000,
            "course": "エコノミーコース",
            "deductible": null,
            "riders": null,
            "quoted_on": null,
            "published_as_of": "2026-06-01"
          },
          "source_ids": [
            "med-lifenet-whole"
          ]
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-axa-direct",
      "provider_id": "axa-life",
      "provider_name": "アクサ生命保険株式会社",
      "brand_id": "axa-life",
      "name": "アクサのネット完結終身医療〔販売終了〕",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.axa-direct-life.co.jp/info/2024/info_241216.html",
      "identity_status": "discontinued",
      "availability_status": "discontinued",
      "aliases": [
        "アクサダイレクトの終身医療"
      ],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "既契約の加入日・Ⅰ型/Ⅱ型・付加特約に対応する約款と給付条件を確認していない。旧新聞発表の概要を特定契約に継承しない。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "2024-12-16の公式終了案内で新規販売終了を確認。2020年の旧商品改定資料は現在の契約内容を示すものではないため、旧保障を現行比較値へ昇格しない。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "既契約版の免責・不担保・保障開始時期を特定する資料を未取得。販売終了を免責なしや0円と解釈しない。"
        },
        "document_version": {
          "state": "verified",
          "value": "改称通知2024-04-01、販売終了通知2024-12-16（新規販売終了日2025-04-21）。既契約約款版は未確認。",
          "source_ids": [
            "med-axa-end"
          ],
          "evidence": [
            {
              "source_id": "med-axa-end",
              "locator": "derived text line 41",
              "quote": "2025年4月21日"
            }
          ],
          "reason": null
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "販売終了商品について加入日・約款版別の免責表を取得していない。終了案内・名称変更通知は対象外事由を列挙する資料ではない。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "終身（販売終了した主契約）。",
          "source_ids": [
            "med-axa-renewal"
          ],
          "evidence": [
            {
              "source_id": "med-axa-renewal",
              "locator": "derived text line 154",
              "quote": "終身医療保険（無解約返戻金型）"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "新規販売終了商品。旧例の年齢・性別・Ⅰ/Ⅱ型・特約・加入日を現行商品や既契約へ適用できないためnull。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "2025-04-21で新規販売終了。2020年の旧保険料例は現行販売例ではなく、表示用の金額として採用しない。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "終身主契約に付加する特約の更新条件は加入時版別の約款が必要。取得した一般の更新案内をすべての特約に適用しない。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "終了案内・名称変更通知は税区分資料ではない。既契約の保険料税区分・給付課税を未確認。"
        }
      },
      "source_ids": [
        "med-axa-end",
        "med-axa-names",
        "med-axa-renewal",
        "med-axa-old"
      ],
      "notes": [
        "2024年4月1日合併に伴い名称変更。2025年4月21日で新規販売終了。固定主要候補として維持。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-medicare-re",
      "provider_id": "medicare-life",
      "provider_name": "メディケア生命保険株式会社",
      "brand_id": "medicare-life",
      "name": "新メディフィットRe",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.medicarelife.com/products/medifit_re/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "病歴等に関する告知を限定した医療終身保険。給付対象詳細は未確認。",
          "source_ids": [
            "med-medicare-re"
          ],
          "evidence": [
            {
              "source_id": "med-medicare-re",
              "locator": "derived text line 73",
              "quote": "限定告知型医療終身保険"
            }
          ],
          "reason": "当該ページによる概要確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は終身。",
          "source_ids": [
            "med-medicare-re"
          ],
          "evidence": [
            {
              "source_id": "med-medicare-re",
              "locator": "derived text line 100",
              "quote": "保険料は一生涯あがらない"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-medicare-re"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-orix-support",
      "provider_id": "orix-life",
      "provider_name": "オリックス生命保険株式会社",
      "brand_id": "orix-life",
      "name": "CURE Support Plus",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.orixlife.co.jp/si/cure_support_plus/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "引受基準緩和型の入院・手術を対象とする医療保険。告知・給付の具体条件は別途確認。",
          "source_ids": [
            "med-orix-support"
          ],
          "evidence": [
            {
              "source_id": "med-orix-support",
              "locator": "derived text line 414",
              "quote": "入院・手術保障"
            }
          ],
          "reason": "主要コア項目の詳細未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は一生涯。",
          "source_ids": [
            "med-orix-support"
          ],
          "evidence": [
            {
              "source_id": "med-orix-support",
              "locator": "derived text line 332",
              "quote": "一生涯保障の医療保険"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-orix-support"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-lifenet-term",
      "provider_id": "lifenet-life",
      "provider_name": "ライフネット生命保険株式会社",
      "brand_id": "lifenet-life",
      "name": "定期医療保険",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.lifenet-seimei.co.jp/product/medical/term-medical/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "病気・ケガによる入院・手術を対象とする定期型医療保険。",
          "source_ids": [
            "med-lifenet-term"
          ],
          "evidence": [
            {
              "source_id": "med-lifenet-term",
              "locator": "derived text line 510",
              "quote": "入院や手術"
            }
          ],
          "reason": "各給付・除外条件の詳細は未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "10年・20年・30年から選択。",
          "source_ids": [
            "med-lifenet-term"
          ],
          "evidence": [
            {
              "source_id": "med-lifenet-term",
              "locator": "derived text line 298",
              "quote": "保険期間を 10年・20年・30年"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "conditional",
          "value": "更新時の年齢・保険料率で再計算。更新要件の全文確認は未了。",
          "source_ids": [
            "med-lifenet-term"
          ],
          "evidence": [
            {
              "source_id": "med-lifenet-term",
              "locator": "derived text line 322",
              "quote": "更新時の年齢、保険料率"
            }
          ],
          "reason": "更新可能年齢・回数を全条件として未確認。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-lifenet-term"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-nanairo-ishizue",
      "provider_id": "nanairo-life",
      "provider_name": "なないろ生命保険株式会社",
      "brand_id": "nanairo-life",
      "name": "なないろメディカル礎",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.nanairolife.co.jp/products/medical/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "病気・ケガを対象とする医療保険。特約・特則の選択により保障が変わる。",
          "source_ids": [
            "med-nanairo-medical"
          ],
          "evidence": [
            {
              "source_id": "med-nanairo-medical",
              "locator": "derived text line 108",
              "quote": "病気やケガを一生涯保障する"
            }
          ],
          "reason": "基本保障・特約の全条件は未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は終身。",
          "source_ids": [
            "med-nanairo-medical"
          ],
          "evidence": [
            {
              "source_id": "med-nanairo-medical",
              "locator": "derived text line 111",
              "quote": "保険期間・保険料払込期間：終身"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-nanairo-medical"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-nanairo-wide",
      "provider_id": "nanairo-life",
      "provider_name": "なないろ生命保険株式会社",
      "brand_id": "nanairo-life",
      "name": "なないろメディカルスーパーワイド",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.nanairolife.co.jp/products/medical_superwide/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "引受基準緩和型。病気・ケガによる入院を対象とする。",
          "source_ids": [
            "med-nanairo-wide"
          ],
          "evidence": [
            {
              "source_id": "med-nanairo-wide",
              "locator": "derived text line 154",
              "quote": "病気・ケガで入院した時"
            }
          ],
          "reason": "手術等は選択構成と約款により異なる。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は終身。",
          "source_ids": [
            "med-nanairo-wide"
          ],
          "evidence": [
            {
              "source_id": "med-nanairo-wide",
              "locator": "derived text line 110",
              "quote": "保険期間・保険料払込期間：終身"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-nanairo-wide"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-neo-iryo",
      "provider_id": "daiichi-neo-life",
      "provider_name": "第一ネオ生命保険株式会社",
      "brand_id": "daiichi-neo-life",
      "name": "ネオdeいりょう",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://neofirst.co.jp/product/iryo/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "入院・手術等に備える医療保険。主契約と特約・特則で保障を組み合わせる。",
          "source_ids": [
            "med-neo-iryo"
          ],
          "evidence": [
            {
              "source_id": "med-neo-iryo",
              "locator": "derived text line 1",
              "quote": "無解約返戻金型終身医療保険"
            }
          ],
          "reason": "選択構成別の全給付・除外条件は未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は終身。先進医療・患者申出療養特約は10年更新。",
          "source_ids": [
            "med-neo-iryo"
          ],
          "evidence": [
            {
              "source_id": "med-neo-iryo",
              "locator": "derived text line 109",
              "quote": "先進医療・患者申出療養特約は10年更新"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-neo-iryo"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-neo-promote",
      "provider_id": "daiichi-neo-life",
      "provider_name": "第一ネオ生命保険株式会社",
      "brand_id": "daiichi-neo-life",
      "name": "ネオdeいりょう 健康プロモート",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://neofirst.co.jp/product/kanwa/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "引受基準緩和型の医療保険。責任開始期前に医師がすすめた入院・手術等は対象外。",
          "source_ids": [
            "med-neo-kanwa"
          ],
          "evidence": [
            {
              "source_id": "med-neo-kanwa",
              "locator": "derived text line 306",
              "quote": "責任開始期前に医師によりすすめられていた入院・手術"
            }
          ],
          "reason": "告知・支払条件の全容未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "終身型の主契約。",
          "source_ids": [
            "med-neo-kanwa"
          ],
          "evidence": [
            {
              "source_id": "med-neo-kanwa",
              "locator": "derived text line 1",
              "quote": "無解約返戻金型終身医療保険"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-neo-kanwa"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-hanasaku",
      "provider_id": "hanasaku-life",
      "provider_name": "はなさく生命保険株式会社",
      "brand_id": "hanasaku-life",
      "name": "はなさく医療",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.life8739.co.jp/product/iryo/tokuchou",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "病気・ケガによる入院・手術等。特則による3大疾病入院延長などは選択構成による。",
          "source_ids": [
            "med-hanasaku-iryo"
          ],
          "evidence": [
            {
              "source_id": "med-hanasaku-iryo",
              "locator": "derived text line 23",
              "quote": "病気やケガによる 入院・手術等を 一生涯保障"
            }
          ],
          "reason": "特約・特則を主契約と一律に扱わない。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は一生涯。",
          "source_ids": [
            "med-hanasaku-iryo"
          ],
          "evidence": [
            {
              "source_id": "med-hanasaku-iryo",
              "locator": "derived text line 15",
              "quote": "一生涯保障"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-hanasaku-iryo"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-hanasaku-kanwa",
      "provider_id": "hanasaku-life",
      "provider_name": "はなさく生命保険株式会社",
      "brand_id": "hanasaku-life",
      "name": "かんたん告知 はなさく医療",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.life8739.co.jp/product/kanwa/tokuchou",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "引受基準緩和型。病気・ケガによる入院を日帰りから保障し、手術等にも備える。",
          "source_ids": [
            "med-hanasaku-kanwa"
          ],
          "evidence": [
            {
              "source_id": "med-hanasaku-kanwa",
              "locator": "derived text line 90",
              "quote": "病気やケガによる入院を 日帰り入院"
            }
          ],
          "reason": "約款所定条件・対象外事由の全容未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は一生涯。",
          "source_ids": [
            "med-hanasaku-kanwa"
          ],
          "evidence": [
            {
              "source_id": "med-hanasaku-kanwa",
              "locator": "derived text line 19",
              "quote": "一生涯保障"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-hanasaku-kanwa"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-metlife-flexi",
      "provider_id": "metlife-life",
      "provider_name": "メットライフ生命保険株式会社",
      "brand_id": "metlife-life",
      "name": "マイ フレキシィ",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.metlife.co.jp/products/medical/f5wl/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "病気・ケガによる入院・手術。基本保障は3型から選択。",
          "source_ids": [
            "med-metlife-flexi"
          ],
          "evidence": [
            {
              "source_id": "med-metlife-flexi",
              "locator": "derived text line 195",
              "quote": "基本保障は3つの型から選べ"
            }
          ],
          "reason": "型・特約による相違と対象外事由の全文は未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約の入院・手術保障は一生涯。",
          "source_ids": [
            "med-metlife-flexi"
          ],
          "evidence": [
            {
              "source_id": "med-metlife-flexi",
              "locator": "derived text line 195",
              "quote": "入院・手術の保障は一生涯"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-metlife-flexi"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-himawari-kenko",
      "provider_id": "sompo-himawari",
      "provider_name": "SOMPOひまわり生命保険株式会社",
      "brand_id": "sompo-himawari",
      "name": "健康をサポートする医療保険 健康のお守り",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.himawari-life.co.jp/goods/kenko1/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "入院費と手術費に備える医療保険。先進医療は特約による。",
          "source_ids": [
            "med-himawari-kenko"
          ],
          "evidence": [
            {
              "source_id": "med-himawari-kenko",
              "locator": "derived text line 140",
              "quote": "入院費と手術費を保障する"
            }
          ],
          "reason": "通販プランの概要。対象外事由の全容未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "終身型の主契約。",
          "source_ids": [
            "med-himawari-kenko"
          ],
          "evidence": [
            {
              "source_id": "med-himawari-kenko",
              "locator": "derived text line 1",
              "quote": "終身医療保険"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-himawari-kenko"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-zurich-z",
      "provider_id": "zurich-life",
      "provider_name": "チューリッヒ生命保険株式会社",
      "brand_id": "zurich-life",
      "name": "終身医療保険プレミアムZ",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.zurichlife.co.jp/product/category_iryo/shushiniryodx/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "入院・手術等に備える医療保険。給付条件は選択した型・特約による。",
          "source_ids": [
            "med-zurich-z"
          ],
          "evidence": [
            {
              "source_id": "med-zurich-z",
              "locator": "derived text line 165",
              "quote": "入院 ・ 手術等 を 一生涯保障"
            }
          ],
          "reason": "各給付・対象外の全容未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は一生涯。",
          "source_ids": [
            "med-zurich-z"
          ],
          "evidence": [
            {
              "source_id": "med-zurich-z",
              "locator": "derived text line 165",
              "quote": "入院 ・ 手術等 を 一生涯保障"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-zurich-z"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-asahi-next",
      "provider_id": "asahi-life",
      "provider_name": "朝日生命保険相互会社",
      "brand_id": "asahi-life",
      "name": "スマイルメディカルネクストα",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.asahi-life.co.jp/join/personal/webdirect/smile/shiori/nexta/index.html",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-asahi-next"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-asahi-wide",
      "provider_id": "asahi-life",
      "provider_name": "朝日生命保険相互会社",
      "brand_id": "asahi-life",
      "name": "スマイルメディカルスーパーワイド",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.asahi-life.co.jp/join/personal/webdirect/smile/shiori/wide/index.html",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-asahi-wide"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-tmn-kit-neo",
      "provider_id": "tmn-anshin-life",
      "provider_name": "東京海上日動あんしん生命保険株式会社",
      "brand_id": "tmn-anshin-life",
      "name": "メディカルＫｉｔ ＮＥＯ",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.tmn-anshin.co.jp/kojin/goods_medical/kit_neo/index.html",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "病気・ケガの入院・手術等に備える医療保険。型・特約による相違あり。",
          "source_ids": [
            "med-tmn-kit-neo"
          ],
          "evidence": [
            {
              "source_id": "med-tmn-kit-neo",
              "locator": "derived text line 1",
              "quote": "メディカルＫｉｔ ＮＥＯ"
            }
          ],
          "reason": "ページを取得したが支払条件の全文確認は未了。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は終身。先進医療特約は10年。",
          "source_ids": [
            "med-tmn-kit-neo"
          ],
          "evidence": [
            {
              "source_id": "med-tmn-kit-neo",
              "locator": "derived text line 201",
              "quote": "保険期間・保険料払込期間：終身（先進医療特約"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-tmn-kit-neo"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "medical-tmn-yell",
      "provider_id": "tmn-anshin-life",
      "provider_name": "東京海上日動あんしん生命保険株式会社",
      "brand_id": "tmn-anshin-life",
      "name": "メディカルＫｉｔ エール",
      "category": "medical",
      "entity_type": "insurance_product",
      "official_url": "https://www.tmn-anshin.co.jp/kojin/goods_medical/kit_yell/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "coverage": {
          "state": "conditional",
          "value": "引受基準緩和型で病気・ケガによる入院・手術等を対象とする。",
          "source_ids": [
            "med-tmn-yell"
          ],
          "evidence": [
            {
              "source_id": "med-tmn-yell",
              "locator": "derived text line 171",
              "quote": "病気やケガによる入院・手術を一生涯保障"
            }
          ],
          "reason": "告知・給付制限の全容未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "主契約は終身。特約の期間は別条件。",
          "source_ids": [
            "med-tmn-yell"
          ],
          "evidence": [
            {
              "source_id": "med-tmn-yell",
              "locator": "derived text line 233",
              "quote": "保険期間：終身"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "取得した公式ページでは当該条件を確定できず、約款・見積前提の追加確認が必要。"
        }
      },
      "source_ids": [
        "med-tmn-yell"
      ],
      "notes": [
        "公式ページで販売名称を確認。全約款・個別見積の完備を意味しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-lifenet-kazoku",
      "provider_id": "lifenet-life",
      "provider_name": "ライフネット生命保険株式会社",
      "brand_id": "lifenet-life",
      "name": "かぞくへの保険",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.lifenet-seimei.co.jp/newsrelease/1190835_1707.html",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "conditional",
          "value": "定期死亡保険。詳細な支払条件は追加確認。",
          "source_ids": [
            "dh-lifenet-news"
          ],
          "evidence": [
            {
              "source_id": "dh-lifenet-news",
              "locator": "text line 217",
              "quote": "定期死亡保険「かぞくへの保険」"
            }
          ],
          "reason": "確認した概要・例示の範囲。全約款・個別契約への適用は未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "conditional",
          "value": "保険金額・保険期間を選ぶ設計。期間の全選択肢は未確認。",
          "source_ids": [
            "dh-lifenet-news"
          ],
          "evidence": [
            {
              "source_id": "dh-lifenet-news",
              "locator": "text line 237",
              "quote": "特長2：ニーズに合わせて選べる保険金額・保険期間"
            }
          ],
          "reason": "確認した概要・例示の範囲。全約款・個別契約への適用は未確認。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "2025年12月の保険料内訳表を取得。払込周期・適用期・特約前提を同資料で確定できず金額を比較表示に未採用。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-lifenet-news",
        "dh-lifenet-premium"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。",
        "商品LPはHTTP403で取得できず。FAQ URLの現取得内容は一般案内へ変化しており更新条件の根拠に未採用。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-orix-bridge",
      "provider_id": "orix-life",
      "provider_name": "オリックス生命保険株式会社",
      "brand_id": "orix-life",
      "name": "ネット専用定期保険Bridge（ブリッジ）",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.orixlife.co.jp/life/bridge/detail.html",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "conditional",
          "value": "死亡・所定高度障害の保険金。リビング・ニーズ特約は余命6か月以内と判断されたとき、指定保険金額から6か月分の当該金額に対応する利息・保険料相当額を差し引いて支払う。",
          "source_ids": [
            "nagi26-insurance-orix-bridge-detail"
          ],
          "evidence": [
            {
              "source_id": "nagi26-insurance-orix-bridge-detail",
              "locator": "sources/nagi26-insurance-orix-bridge-detail.txt",
              "quote": "利息および保険料相当額を差引いた金額"
            }
          ],
          "reason": "既存の余命条件を保ち、生前給付が指定額そのままではないことを追記。"
        },
        "coverage": {
          "state": "verified",
          "value": "死亡・所定の高度障害。支払後は保障が消滅。",
          "source_ids": [
            "dh-orix-bridge"
          ],
          "evidence": [
            {
              "source_id": "dh-orix-bridge",
              "locator": "text line 338",
              "quote": "病気またはケガにより約款所定の高度障害状態に該当したとき"
            }
          ],
          "reason": null
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "conditional",
          "value": "保険料例は2025年7月1日現在。",
          "source_ids": [
            "dh-orix-bridge-top"
          ],
          "evidence": [
            {
              "source_id": "dh-orix-bridge-top",
              "locator": "text line 372",
              "quote": "保険料は2025年7月1日現在のものです。"
            }
          ],
          "reason": "例示基準日と契約適用日は別。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "conditional",
          "value": "年満了10/15/20/25/30年、歳満了60/65/70/75/80歳から選択。契約可能年齢20〜65歳。保険期間・保険金額等により取扱い制限あり。",
          "source_ids": [
            "nagi26-insurance-orix-bridge-top"
          ],
          "evidence": [
            {
              "source_id": "nagi26-insurance-orix-bridge-top",
              "locator": "sources/nagi26-insurance-orix-bridge-top.txt",
              "quote": "10年満了から30年満了まで"
            }
          ],
          "reason": "期間選択肢を補完。代理店の同一商品の期間/年齢案内も照合。"
        },
        "premium_basis": {
          "state": "conditional",
          "value": {
            "age": 30,
            "sex": "male",
            "benefit_amount_yen": 10000000,
            "policy_period": "10年",
            "payment_period": "10年",
            "frequency": "monthly",
            "riders": null,
            "deductible": null,
            "quote_date": null,
            "published_as_of": "2025-07-01",
            "comparison_basis": null
          },
          "source_ids": [
            "dh-orix-bridge-top"
          ],
          "evidence": [
            {
              "source_id": "dh-orix-bridge-top",
              "locator": "text line 337",
              "quote": "月払保険料例[契約年齢:20歳~65歳] 保険期間・保険料払込期間：10年"
            }
          ],
          "reason": "全前提の一致未確認。"
        },
        "premium_example": {
          "state": "conditional",
          "value": {
            "amount_yen": 974,
            "frequency": "monthly",
            "attributes": {
              "age": 30,
              "sex": "male",
              "other": null
            },
            "insurance_period": "10年",
            "benefit_amount": "死亡・高度障害保険金1,000万円",
            "deductible": null,
            "riders": null,
            "quoted_on": null,
            "published_as_of": "2025-07-01",
            "policy_start": null,
            "basis_id": null
          },
          "source_ids": [
            "dh-orix-bridge-top"
          ],
          "evidence": [
            {
              "source_id": "dh-orix-bridge-top",
              "locator": "text line 348",
              "quote": "974円"
            }
          ],
          "reason": "公式公表例。免責・特約の全前提と見積日を未確認。個別見積・他社との順位比較には使えない。"
        },
        "renewal": {
          "state": "conditional",
          "value": "年満了は満了2週間前までに申し出がない限り健康状態にかかわらず自動更新し最長80歳。同じ期間では80歳を超える場合は80歳満了へ短縮。更新時の年齢・料率で保険料再計算。歳満了は更新なし。",
          "source_ids": [
            "nagi26-insurance-orix-bridge-detail"
          ],
          "evidence": [
            {
              "source_id": "nagi26-insurance-orix-bridge-detail",
              "locator": "sources/nagi26-insurance-orix-bridge-detail.txt",
              "quote": "保険期間が満了する2週間前までに申し出がない限り"
            }
          ],
          "reason": "更新停止の申出期限と、歳満了は更新なしを追記。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-orix-bridge",
        "dh-orix-bridge-top",
        "nagi26-insurance-orix-bridge-detail",
        "nagi26-insurance-orix-renewal-faq",
        "nagi26-insurance-orix-bridge-top",
        "nagi26-insurance-paypay-orix",
        "nagi26-insurance-orix-termination"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。",
        "この商品は保険期間を通じて解約払戻金なし。年払/半年払保険料の未経過月分返金とは別概念。解約払戻金がないことを「解約時に一切返金なし」へ広げない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "conditional",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "required",
          "amount_yen": 974,
          "currency": "JPY",
          "unit": "monthly",
          "quantity": 1,
          "period": null,
          "tax": null,
          "conditions": {
            "age": 30,
            "sex": "male",
            "benefit_amount_yen": 10000000,
            "policy_period": "10年",
            "payment_period": "10年",
            "frequency": "monthly",
            "riders": null,
            "deductible": null,
            "quote_date": null,
            "published_as_of": "2025-07-01",
            "comparison_basis": null
          },
          "source_ids": [
            "dh-orix-bridge-top"
          ]
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-axa-direct2",
      "provider_id": "axa-life",
      "provider_name": "アクサ生命保険株式会社",
      "brand_id": "axa-life",
      "name": "アクサのネット完結 定期保険2",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.axa-holdings.co.jp/info/2024/20240401/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [
        "アクサダイレクトの定期保険2"
      ],
      "fields": {
        "benefit_conditions": {
          "state": "conditional",
          "value": "会社が契約を承諾した場合、申込または告知の遅い時点で責任開始。",
          "source_ids": [
            "dh-axa-yakkan"
          ],
          "evidence": [
            {
              "source_id": "dh-axa-yakkan",
              "locator": "text line 238",
              "quote": "成立をした場合には、お申込みまたは告知のいずれか遅い時点で保障が開始されます（責任開始期）。"
            }
          ],
          "reason": "2024年4月版。個別契約の責任開始日は未確認。"
        },
        "coverage": {
          "state": "conditional",
          "value": "死亡・所定の高度障害。2024年4月版約款の範囲。",
          "source_ids": [
            "dh-axa-yakkan"
          ],
          "evidence": [
            {
              "source_id": "dh-axa-yakkan",
              "locator": "text line 205",
              "quote": "◦\u0007定期保険（無解約返戻金型）は、死亡した場合や所定の高度障害状態になった場合を保障する定期タイプの保"
            }
          ],
          "reason": "旧版の適用は個別契約で確認。新規販売状態は未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "conditional",
          "value": "2024年4月版の重要事項説明書・約款。",
          "source_ids": [
            "dh-axa-yakkan"
          ],
          "evidence": [
            {
              "source_id": "dh-axa-yakkan",
              "locator": "text line 257",
              "quote": "保険料払込方法（回数）         月払（2024年4月現在、"
            }
          ],
          "reason": "新規販売への適用は未確認。"
        },
        "exclusions": {
          "state": "conditional",
          "value": "責任開始から3年以内の自殺等（更新時除く）。",
          "source_ids": [
            "dh-axa-yakkan"
          ],
          "evidence": [
            {
              "source_id": "dh-axa-yakkan",
              "locator": "text line 631",
              "quote": "以内に自殺したとき。ただし、更新された場合を除きます。"
            }
          ],
          "reason": "旧版の主要不支払条項の一部。"
        },
        "insurance_period": {
          "state": "conditional",
          "value": "2024年4月版取扱：10年、更新最長80歳。",
          "source_ids": [
            "dh-axa-yakkan"
          ],
          "evidence": [
            {
              "source_id": "dh-axa-yakkan",
              "locator": "text line 251",
              "quote": "保険期間・保険料払込期間         10年"
            }
          ],
          "reason": "旧版の適用は個別契約で確認。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "conditional",
          "value": "最長80歳まで自動更新可能。",
          "source_ids": [
            "dh-axa-renewal"
          ],
          "evidence": [
            {
              "source_id": "dh-axa-renewal",
              "locator": "text line 32",
              "quote": "更新を取扱っている保険商品（「アクサのネット完結定期保険２」「アクサのネット完結はいりやすい定期」（10年更新タイプのみ）「アクサのネット完結定期医療」および「アクサのネット完結がん定期」）については、がんにかかった場合でもその後の自動更新は可能です。自動更新により最長80歳までご契約が継続できます。"
            }
          ],
          "reason": "既契約者向けFAQの範囲。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-axa-rename",
        "dh-axa-yakkan",
        "dh-axa-renewal",
        "dh-axa-root"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。",
        "2024-04-01合併時の名称変更を公式確認。現在の公式トップは既契約者サポートと担当者/代理店経由の新規案内。特定商品の新規販売終了日・全販売状態は未確定。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-sbi-click-neo",
      "provider_id": "sbi-life",
      "provider_name": "SBI生命保険株式会社",
      "brand_id": "sbi-life",
      "name": "クリック定期！Neo",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.sbilife.co.jp/products/term-click/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "verified",
          "value": "死亡時、または責任開始期以後の傷害・疾病による所定の高度障害状態。",
          "source_ids": [
            "dh-sbi-cover"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-cover",
              "locator": "text line 104",
              "quote": "被保険者が保険期間中に所定の高度障害状態になったとき、お支払いします。責任開始期以後の傷害または疾病を原因とする場合に限ります。"
            }
          ],
          "reason": null
        },
        "coverage": {
          "state": "verified",
          "value": "死亡・高度障害保険金300万円～1億円（年齢等の条件あり）。",
          "source_ids": [
            "dh-sbi-neo"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-neo",
              "locator": "text line 238",
              "quote": "死亡保険金、高度障害保険金：300万円～1億円"
            }
          ],
          "reason": null
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "conditional",
          "value": "責任開始・復活から3年以内の自殺、故意・重大な過失等。",
          "source_ids": [
            "dh-sbi-cover"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-cover",
              "locator": "text line 159",
              "quote": "責任開始日（復活の場合は復活日）から3年以内の被保険者の自殺"
            }
          ],
          "reason": "主な不支払条項の概要。全約款は未照合。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "10～30年の5年刻み、または55～80歳満了の5歳刻み。",
          "source_ids": [
            "dh-sbi-neo"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-neo",
              "locator": "text line 241",
              "quote": "保険期間・保険料払込期間：年満了 10年～30年（5年きざみ）、歳満了 55歳～80歳満了（5歳きざみ）"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "conditional",
          "value": {
            "age": 30,
            "sex": "male",
            "benefit_amount_yen": 10000000,
            "policy_period": "10年",
            "payment_period": "10年",
            "frequency": "monthly",
            "payment_method": "口座振替",
            "riders": "特約なしと公表",
            "deductible": null,
            "quote_date": null,
            "comparison_basis": null
          },
          "source_ids": [
            "dh-sbi-neo"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-neo",
              "locator": "text line 105",
              "quote": "保険期間/保険料払込期間10年｜特約なし｜口座振替月払 の場合"
            }
          ],
          "reason": "リビング・ニーズ特約自動付加との関係、見積基準日は未照合。"
        },
        "premium_example": {
          "state": "conditional",
          "value": {
            "amount_yen": 990,
            "frequency": "monthly",
            "attributes": {
              "age": 30,
              "sex": "male",
              "other": null
            },
            "insurance_period": "10年",
            "benefit_amount": "死亡・高度障害保険金1,000万円",
            "deductible": null,
            "riders": "特約なしと公表",
            "quoted_on": null,
            "published_as_of": null,
            "policy_start": null,
            "basis_id": null
          },
          "source_ids": [
            "dh-sbi-neo"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-neo",
              "locator": "text line 123",
              "quote": "990円"
            }
          ],
          "reason": "公式公表例。免責・特約の全前提と見積日を未確認。個別見積・他社との順位比較には使えない。"
        },
        "renewal": {
          "state": "verified",
          "value": "年満了は最長80歳まで自動更新。更新時年齢・保険料率で再計算。",
          "source_ids": [
            "dh-sbi-neo"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-neo",
              "locator": "text line 171",
              "quote": "最長80歳まで自動更新されます。"
            }
          ],
          "reason": null
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-sbi-neo",
        "dh-sbi-cover"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "conditional",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "required",
          "amount_yen": 990,
          "currency": "JPY",
          "unit": "monthly",
          "quantity": 1,
          "period": null,
          "tax": null,
          "conditions": {
            "age": 30,
            "sex": "male",
            "benefit_amount_yen": 10000000,
            "policy_period": "10年",
            "payment_period": "10年",
            "frequency": "monthly",
            "payment_method": "口座振替",
            "riders": "特約なしと公表",
            "deductible": null,
            "quote_date": null,
            "comparison_basis": null
          },
          "source_ids": [
            "dh-sbi-neo"
          ]
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-sony",
      "provider_id": "sony-sonpo",
      "provider_name": "ソニー損害保険株式会社",
      "brand_id": "sony-sonpo",
      "name": "ソニー損保の新ネット火災保険",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.sonysonpo.co.jp/fire/mrt_001.html",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "conditional",
          "value": "建物の火災等は必須。風災等・水災・水ぬれ等・盗難・地震保険・家財等は選択条件による。",
          "source_ids": [
            "dh-sony-price"
          ],
          "evidence": [
            {
              "source_id": "dh-sony-price",
              "locator": "text line 12",
              "quote": "建物の火災等の補償は必ずセットされます。"
            }
          ],
          "reason": "確認した概要・例示の範囲。全約款・個別契約への適用は未確認。"
        },
        "deductible": {
          "state": "conditional",
          "value": "公表例の基本免責なし。ただし水ぬれ等・破損汚損特約は5万円。 免責金額の変更は原則年1回の始期応当日（毎年の始期日と同日）。個別プランの免責額は別途確認が必要。",
          "source_ids": [
            "dh-sony-price",
            "nagi26-insurance-sony-change"
          ],
          "evidence": [
            {
              "source_id": "dh-sony-price",
              "locator": "text line 56",
              "quote": "基本補償の免責金額について「なし」、「3万円」をお選びいただいた場合の「水ぬれ、外部からの物体の衝突など」と「破損・汚損損害等補償特約」の免責金額は「5万円」となります。"
            },
            {
              "source_id": "nagi26-insurance-sony-change",
              "locator": "sources/nagi26-insurance-sony-change.txt",
              "quote": "免責金額の変更"
            }
          ],
          "reason": "既存公表例とその根拠を保持し、変更できる時点だけ補完。全契約免責0円としない。"
        },
        "document_version": {
          "state": "conditional",
          "value": "公表例の保険始期日2026年10月1日。取得日・見積日と区別。",
          "source_ids": [
            "dh-sony-price"
          ],
          "evidence": [
            {
              "source_id": "dh-sony-price",
              "locator": "text line 54",
              "quote": "一戸建て（木造・H構造）、東京都、水災リスク区分：2、保険期間：5年、保険始期日：2026年10月1日、免責金額なし"
            }
          ],
          "reason": "確認した概要・例示の範囲。全約款・個別契約への適用は未確認。"
        },
        "exclusions": {
          "state": "conditional",
          "value": "家財のみを保険対象にすることはできない。全不支払事由は未確認。",
          "source_ids": [
            "dh-sony-price"
          ],
          "evidence": [
            {
              "source_id": "dh-sony-price",
              "locator": "text line 43",
              "quote": "家財の補償有無は選択可能です。なお、家財のみを保険の対象とすることはできません。"
            }
          ],
          "reason": "確認した概要・例示の範囲。全約款・個別契約への適用は未確認。"
        },
        "insurance_period": {
          "state": "conditional",
          "value": "火災保険は1〜5年の範囲。始期2025年10月1日以降、建物が築40年以上なら1年。地震保険は原則火災保険と同期間だが、地震上乗せ特約（全半損時のみ）付きは1年契約を火災満期まで自動継続。",
          "source_ids": [
            "nagi26-insurance-sony-period"
          ],
          "evidence": [
            {
              "source_id": "nagi26-insurance-sony-period",
              "locator": "sources/nagi26-insurance-sony-period.txt",
              "quote": "建物が築40年以上の場合"
            }
          ],
          "reason": "既存の5年公表例を商品全体の5年固定と扱わない。古家には築40年条件が重要。"
        },
        "premium_basis": {
          "state": "conditional",
          "value": {
            "property": "マンションM構造",
            "location": "東京都",
            "flood_risk_class": 2,
            "policy_period": "5年",
            "policy_start": "2026-10-01",
            "building_sum_yen": 10000000,
            "contents_sum_yen": 5000000,
            "earthquake_building_sum_yen": 5000000,
            "earthquake_contents_sum_yen": 2500000,
            "frequency": "annual",
            "riders": [
              "臨時費用",
              "類焼失火見舞",
              "個人賠償",
              "破損汚損"
            ],
            "earthquake_discount": "建築年割引10%",
            "quote_date": null,
            "comparison_basis": null,
            "coverage_selection": "パッケージ型同様に全ての補償をセットした場合"
          },
          "source_ids": [
            "dh-sony-price"
          ],
          "evidence": [
            {
              "source_id": "dh-sony-price",
              "locator": "text line 179 (conditions following the full-coverage example)",
              "quote": "マンション（M構造）、東京都、水災リスク区分：2、保険期間：5年、保険始期日：2026年10月1日、免責金額なし"
            },
            {
              "source_id": "dh-sony-price",
              "locator": "text line 146",
              "quote": "パッケージ型同様に全ての補償をセットした場合"
            }
          ],
          "reason": "公表例。建築年月・全属性・見積日が一致しない数値を比較しない。"
        },
        "premium_example": {
          "state": "conditional",
          "value": {
            "amount_yen": 28734,
            "frequency": "annual",
            "attributes": {
              "age": null,
              "sex": null,
              "other": "東京都・マンションM構造・水災リスク区分2"
            },
            "insurance_period": "5年",
            "benefit_amount": "建物1,000万円・家財500万円、地震500万円・250万円",
            "deductible": null,
            "riders": "臨時費用、類焼失火見舞、個人賠償、破損汚損、地震",
            "quoted_on": null,
            "published_as_of": null,
            "policy_start": "2026-10-01",
            "basis_id": null
          },
          "source_ids": [
            "dh-sony-price"
          ],
          "evidence": [
            {
              "source_id": "dh-sony-price",
              "locator": "text line 174",
              "quote": "28,734円"
            }
          ],
          "reason": "公式公表例。免責・特約の全前提と見積日を未確認。個別見積・他社との順位比較には使えない。"
        },
        "renewal": {
          "state": "conditional",
          "value": "地震上乗せ特約（全半損時のみ）を付けた場合の地震保険は1年ごとに火災保険満期まで自動継続し、その時点の料率を適用。主契約火災保険の満期更新全般の条件は本調査で未確認。",
          "source_ids": [
            "nagi26-insurance-sony-period"
          ],
          "evidence": [
            {
              "source_id": "nagi26-insurance-sony-period",
              "locator": "sources/nagi26-insurance-sony-period.txt",
              "quote": "その時点での保険料率を適用した地震保険料"
            }
          ],
          "reason": "一部特約の継続を主契約自動更新へ拡張しない。部分確認としてconditional。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-sony-price",
        "nagi26-insurance-sony-period",
        "nagi26-insurance-sony-endorsements",
        "nagi26-insurance-sony-change",
        "nagi26-insurance-sony-contact"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。",
        "解約は手続日以降の希望日で、ウェブ受付・メールによる案内。補償追加/免責変更は原則始期応当日、特約削除は手続日以降の希望日。解約返戻額・手数料の有無は未確認。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "conditional",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "required",
          "amount_yen": 28734,
          "currency": "JPY",
          "unit": "annual",
          "quantity": 1,
          "period": null,
          "tax": null,
          "conditions": {
            "property": "マンションM構造",
            "location": "東京都",
            "flood_risk_class": 2,
            "policy_period": "5年",
            "policy_start": "2026-10-01",
            "building_sum_yen": 10000000,
            "contents_sum_yen": 5000000,
            "earthquake_building_sum_yen": 5000000,
            "earthquake_contents_sum_yen": 2500000,
            "frequency": "annual",
            "riders": [
              "臨時費用",
              "類焼失火見舞",
              "個人賠償",
              "破損汚損"
            ],
            "earthquake_discount": "建築年割引10%",
            "quote_date": null,
            "comparison_basis": null,
            "coverage_selection": "パッケージ型同様に全ての補償をセットした場合"
          },
          "source_ids": [
            "dh-sony-price"
          ]
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-sbi",
      "provider_id": "sbi-sonpo",
      "provider_name": "SBI損害保険株式会社",
      "brand_id": "sbi-sonpo",
      "name": "SBI損保の火災保険",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.sbisonpo.co.jp/kasai/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "conditional",
          "value": "火災・落雷・破裂爆発に加え、水災・風災等を選択。建物/家財の組合せは条件による。",
          "source_ids": [
            "dh-sbi-fire"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-fire",
              "locator": "text line 119",
              "quote": "SBI損保の火災保険は、お客さま一人ひとりの住環境、ライフスタイル、保険料に費やせるご予算などに応じて、基本となる補償の「火災、落雷、破裂・爆発」に加え、水災、風災などの豊富な補償ラインナップから、お客さまご自身で自由に補償内容をお選びいただき、カスタマイズできる火災保険です。"
            }
          ],
          "reason": "確認した概要・例示の範囲。全約款・個別契約への適用は未確認。"
        },
        "deductible": {
          "state": "conditional",
          "value": "公表例：建物0円、家財0円。ただし破損等5万円。",
          "source_ids": [
            "dh-sbi-fire"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-fire",
              "locator": "text line 154",
              "quote": "保険始期日：2024年11月1日、物件所在地：神奈川県横浜市磯子区、構造級別：M構造、自己負担額：建物0円、家財：0円（破損等：5万円）、保険期間：5年（地震保険：5年）、払込方法：長期一括払、地震保険割引：耐震等級2級、高額貴金属等：なし、建築年月：2024年11月"
            }
          ],
          "reason": "2024-11-01始期の例示。全契約に一律適用しない。"
        },
        "document_version": {
          "state": "conditional",
          "value": "ページ資料表示：2024年9月、24-0309-12-001。例示始期2024-11-01。",
          "source_ids": [
            "dh-sbi-fire"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-fire",
              "locator": "text line 202",
              "quote": "2024年9月 24-0309-12-001"
            }
          ],
          "reason": "例示資料の版。現契約への適用は未確認。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "conditional",
          "value": "公表例は火災保険・地震保険とも5年。",
          "source_ids": [
            "dh-sbi-fire"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-fire",
              "locator": "text line 154",
              "quote": "保険始期日：2024年11月1日、物件所在地：神奈川県横浜市磯子区、構造級別：M構造、自己負担額：建物0円、家財：0円（破損等：5万円）、保険期間：5年（地震保険：5年）、払込方法：長期一括払、地震保険割引：耐震等級2級、高額貴金属等：なし、建築年月：2024年11月"
            }
          ],
          "reason": "確認した概要・例示の範囲。全約款・個別契約への適用は未確認。"
        },
        "premium_basis": {
          "state": "conditional",
          "value": {
            "location": "神奈川県横浜市磯子区",
            "property": "M構造",
            "built": "2024-11",
            "policy_start": "2024-11-01",
            "policy_period": "5年",
            "earthquake_period": "5年",
            "frequency": "five_year_lump_sum",
            "building_sum_yen": 6500000,
            "contents_sum_yen": 4500000,
            "earthquake_building_sum_yen": 3250000,
            "earthquake_contents_sum_yen": 2250000,
            "earthquake_discount": "耐震等級2級",
            "riders": null,
            "quote_date": null,
            "comparison_basis": null
          },
          "source_ids": [
            "dh-sbi-fire"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-fire",
              "locator": "text line 154",
              "quote": "保険始期日：2024年11月1日、物件所在地：神奈川県横浜市磯子区、構造級別：M構造、自己負担額：建物0円、家財：0円（破損等：5万円）、保険期間：5年（地震保険：5年）、払込方法：長期一括払、地震保険割引：耐震等級2級、高額貴金属等：なし、建築年月：2024年11月"
            }
          ],
          "reason": "選択補償の図の全項目と見積日を未確認。"
        },
        "premium_example": {
          "state": "conditional",
          "value": {
            "amount_yen": 60040,
            "frequency": "five_year_lump_sum",
            "attributes": {
              "age": null,
              "sex": null,
              "other": "神奈川県横浜市磯子区・M構造・2024年11月築"
            },
            "insurance_period": "5年",
            "benefit_amount": "建物650万円・家財450万円、地震325万円・225万円",
            "deductible": null,
            "riders": null,
            "quoted_on": null,
            "published_as_of": null,
            "policy_start": "2024-11-01",
            "basis_id": null
          },
          "source_ids": [
            "dh-sbi-fire"
          ],
          "evidence": [
            {
              "source_id": "dh-sbi-fire",
              "locator": "text line 151",
              "quote": "60,040円"
            }
          ],
          "reason": "公式公表例。免責・特約の全前提と見積日を未確認。個別見積・他社との順位比較には使えない。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-sbi-fire"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "conditional",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "required",
          "amount_yen": 60040,
          "currency": "JPY",
          "unit": "five_year_lump_sum",
          "quantity": 1,
          "period": null,
          "tax": null,
          "conditions": {
            "location": "神奈川県横浜市磯子区",
            "property": "M構造",
            "built": "2024-11",
            "policy_start": "2024-11-01",
            "policy_period": "5年",
            "earthquake_period": "5年",
            "frequency": "five_year_lump_sum",
            "building_sum_yen": 6500000,
            "contents_sum_yen": 4500000,
            "earthquake_building_sum_yen": 3250000,
            "earthquake_contents_sum_yen": 2250000,
            "earthquake_discount": "耐震等級2級",
            "riders": null,
            "quote_date": null,
            "comparison_basis": null
          },
          "source_ids": [
            "dh-sbi-fire"
          ]
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-secom",
      "provider_id": "secom-sonpo",
      "provider_name": "セコム損害保険株式会社",
      "brand_id": "secom-sonpo",
      "name": "セコム安心マイホーム保険",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.secom-sonpo.co.jp/anshinmyhome/compensation/basic.html",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "verified",
          "value": "建物は原則、損害発生日から起算して2年以内の復旧を確認して支払い。",
          "source_ids": [
            "dh-secom-attention"
          ],
          "evidence": [
            {
              "source_id": "dh-secom-attention",
              "locator": "text line 66",
              "quote": "原則、損害発生日から起算して2年以内に復旧したことを確認したうえで、保険金をお支払いします。"
            }
          ],
          "reason": null
        },
        "coverage": {
          "state": "conditional",
          "value": "ワイド・ベーシック・スリムの3プラン。建物/家財等の対象・範囲で選択。",
          "source_ids": [
            "dh-secom"
          ],
          "evidence": [
            {
              "source_id": "dh-secom",
              "locator": "text line 27",
              "quote": "ご希望の補償範囲に応じてワイドプラン・ベーシックプラン・スリムプランの3つのプランを用意しました。"
            }
          ],
          "reason": "確認した概要・例示の範囲。全約款・個別契約への適用は未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "verified",
          "value": "2026年4月1日以降保険始期契約の概要。",
          "source_ids": [
            "dh-secom-attention"
          ],
          "evidence": [
            {
              "source_id": "dh-secom-attention",
              "locator": "text line 68",
              "quote": "当ウェブサイトに記載されている内容は、2026年4月1日以降保険始期の契約におけるセコム安心マイホーム保険（家庭総合保険）の概要を説明したものです。詳しい内容は「パンフレット」、「ご契約のしおり・普通保険約款および特約集」をご確認ください。ご契約の際は必ず「重要事項説明書」をご確認ください。"
            }
          ],
          "reason": null
        },
        "exclusions": {
          "state": "conditional",
          "value": "地震・噴火・津波等。ただし別途地震保険や費用特約の例外あり。",
          "source_ids": [
            "dh-secom-attention"
          ],
          "evidence": [
            {
              "source_id": "dh-secom-attention",
              "locator": "text line 33",
              "quote": "地震、噴火またはこれらによる津波（地震火災費用保険金補償特約は、お支払いの対象となる場合があります。）"
            }
          ],
          "reason": "主な不支払条項の一部。"
        },
        "insurance_period": {
          "state": "conditional",
          "value": "オンライン契約の取扱条件：1～5年・1回払い。",
          "source_ids": [
            "dh-secom-period"
          ],
          "evidence": [
            {
              "source_id": "dh-secom-period",
              "locator": "text line 24",
              "quote": "保険期間（ご契約期間）が1～5年で保険料のお支払い方法が1回払い"
            }
          ],
          "reason": "オンラインの範囲。全販売経路の取扱を類推しない。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "公式モデルプランURLの接続失敗。属性・周期・特約の揃う金額を取得できずnull。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-secom",
        "dh-secom-attention",
        "dh-secom-period"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-tokiomarine",
      "provider_id": "tokiomarine-nichido",
      "provider_name": "東京海上日動火災保険株式会社",
      "brand_id": "tokiomarine-nichido",
      "name": "トータルアシスト住まいの保険",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.tokiomarine-nichido.co.jp/service/live/total_assist/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "conditional",
          "value": "水災は床上浸水、地盤面45cm超浸水、または損害割合30%以上等。",
          "source_ids": [
            "dh-tokio"
          ],
          "evidence": [
            {
              "source_id": "dh-tokio",
              "locator": "text line 102",
              "quote": "水災による損害(床上浸水*1、地盤面より45ｃｍを超える浸水、または損害割合が30％以上の場合)を補償します。"
            }
          ],
          "reason": "水災を選択した場合。全支払条件は未照合。"
        },
        "coverage": {
          "state": "conditional",
          "value": "居住用建物・家財。火災等、風災、水災、盗難水濡れ等、破損等は契約タイプで異なる。地震は別保険。",
          "source_ids": [
            "dh-tokio"
          ],
          "evidence": [
            {
              "source_id": "dh-tokio",
              "locator": "text line 49",
              "quote": "居住用の建物*1"
            }
          ],
          "reason": "確認した概要・例示の範囲。全約款・個別契約への適用は未確認。"
        },
        "deductible": {
          "state": "conditional",
          "value": "0円・3万円・5万円・10万円・20万円等。事故種別、築年数等に制約あり。",
          "source_ids": [
            "dh-tokio-pdf"
          ],
          "evidence": [
            {
              "source_id": "dh-tokio-pdf",
              "locator": "text line 1248",
              "quote": "５万円＊5、10万円、20万円からお選びください。"
            }
          ],
          "reason": "盗難水濡れ・破損等、築年数等の制約があり最小0円を一律適用しない。"
        },
        "document_version": {
          "state": "verified",
          "value": "2026年10月1日以降始期契約用パンフレット兼重要事項説明書。",
          "source_ids": [
            "dh-tokio-pamphlet"
          ],
          "evidence": [
            {
              "source_id": "dh-tokio-pamphlet",
              "locator": "text line 30",
              "quote": "2026年10月1日～始期契約"
            }
          ],
          "reason": null
        },
        "exclusions": {
          "state": "conditional",
          "value": "火災保険本体では地震・噴火・津波の損害を補償しない。費用保険金等の例外あり。",
          "source_ids": [
            "dh-tokio"
          ],
          "evidence": [
            {
              "source_id": "dh-tokio",
              "locator": "text line 45",
              "quote": "※住まいの保険では、地震・噴火またはこれらによる津波を原因とする損害は補償されません。"
            }
          ],
          "reason": "確認した概要・例示の範囲。全約款・個別契約への適用は未確認。"
        },
        "insurance_period": {
          "state": "conditional",
          "value": "原則1～5年の整数年。商品・製品を含む場合は1年。",
          "source_ids": [
            "dh-tokio-pdf"
          ],
          "evidence": [
            {
              "source_id": "dh-tokio-pdf",
              "locator": "text line 1361",
              "quote": "保険期間は1年から5年の整数年＊1で設定してください。弊社の保険責任は、始期日の午後4時"
            }
          ],
          "reason": "確認した概要・例示の範囲。全約款・個別契約への適用は未確認。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-tokio",
        "dh-tokio-pdf",
        "dh-tokio-pamphlet"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-orix-finesave",
      "provider_id": "orix-life",
      "provider_name": "オリックス生命保険株式会社",
      "brand_id": "orix-life",
      "name": "定期保険ファインセーブ",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.orixlife.co.jp/life/finesave/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-orix-finesave"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-orix-finesupport",
      "provider_id": "orix-life",
      "provider_name": "オリックス生命保険株式会社",
      "brand_id": "orix-life",
      "name": "定期保険ファイン・サポート・プラス",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.orixlife.co.jp/si/fine_support_plus/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-orix-finesupport"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。",
        "引受基準緩和型。標準型と同条件・同料率として比較しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-sbi-imairu",
      "provider_id": "sbi-life",
      "provider_name": "SBI生命保険株式会社",
      "brand_id": "sbi-life",
      "name": "今いる保険",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.sbilife.co.jp/products/term-imairu/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-sbi-imairu"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-axa-easy",
      "provider_id": "axa-life",
      "provider_name": "アクサ生命保険株式会社",
      "brand_id": "axa-life",
      "name": "アクサのネット完結 はいりやすい定期",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.axa-holdings.co.jp/info/2024/20240401/",
      "identity_status": "verified",
      "availability_status": "unconfirmed",
      "aliases": [
        "アクサダイレクトのはいりやすい定期"
      ],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-axa-rename",
        "dh-axa-root"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。",
        "2024-04-01合併時の名称変更を公式確認。現在の公式トップは既契約者サポートと担当者/代理店経由の新規案内。特定商品の新規販売終了日・全販売状態は未確定。",
        "引受基準緩和型。標準型と同条件・同料率として比較しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-metlife-sslt",
      "provider_id": "metlife-life",
      "provider_name": "メットライフ生命保険株式会社",
      "brand_id": "metlife-life",
      "name": "スーパー割引定期保険",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.metlife.co.jp/products/life/sslt/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-metlife"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-neo",
      "provider_id": "daiichi-neo-life",
      "provider_name": "第一ネオ生命保険株式会社",
      "brand_id": "daiichi-neo-life",
      "name": "ネオde定期",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://neofirst.co.jp/product/teiki/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "10年・20年満期、または60～90歳まで5歳刻み。",
          "source_ids": [
            "dh-neo"
          ],
          "evidence": [
            {
              "source_id": "dh-neo",
              "locator": "text line 105",
              "quote": "60歳～90歳までの間で5歳刻みで設定可能"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-neo"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-hanasaku",
      "provider_id": "hanasaku-life",
      "provider_name": "はなさく生命保険株式会社",
      "brand_id": "hanasaku-life",
      "name": "はなさく定期",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.life8739.co.jp/product/teiki/kentou",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "verified",
          "value": "死亡・所定の高度障害。",
          "source_ids": [
            "dh-hanasaku"
          ],
          "evidence": [
            {
              "source_id": "dh-hanasaku",
              "locator": "text line 27",
              "quote": "【支払事由の概要】所定の高度障害状態になられたとき"
            }
          ],
          "reason": null
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-hanasaku"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-hanasaku-easy",
      "provider_id": "hanasaku-life",
      "provider_name": "はなさく生命保険株式会社",
      "brand_id": "hanasaku-life",
      "name": "かんたん告知はなさく定期",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.life8739.co.jp/product/kanwateiki/tokuchou",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-hanasaku-easy"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。",
        "引受基準緩和型。標準型と同条件・同料率として比較しない。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-zurich",
      "provider_id": "zurich-life",
      "provider_name": "チューリッヒ生命保険株式会社",
      "brand_id": "zurich-life",
      "name": "定期保険プラチナ",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.zurichlife.co.jp/product/category_shibou/teikihoken",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "verified",
          "value": "保険料・保障内容は2026年7月現在。",
          "source_ids": [
            "dh-zurich"
          ],
          "evidence": [
            {
              "source_id": "dh-zurich",
              "locator": "text line 1907",
              "quote": "ページ記載の保険料および保障内容は2026年7月現在のものです。"
            }
          ],
          "reason": null
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-zurich"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-medicare",
      "provider_id": "medicare-life",
      "provider_name": "メディケア生命保険株式会社",
      "brand_id": "medicare-life",
      "name": "メディフィット定期",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.medicarelife.com/products/medifit_t/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "conditional",
          "value": "死亡・高度障害の定期保険。保険金額300～3,000万円。",
          "source_ids": [
            "dh-medicare"
          ],
          "evidence": [
            {
              "source_id": "dh-medicare",
              "locator": "text line 100",
              "quote": "保険金額は300万円～3,000万円の範囲でお選びいただけます。"
            }
          ],
          "reason": "確認した概要・例示の範囲。全約款・個別契約への適用は未確認。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-medicare"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-nissay",
      "provider_id": "nissay",
      "provider_name": "日本生命保険相互会社",
      "brand_id": "nissay",
      "name": "ニッセイ みらいのカタチ 定期保険",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.nissay.co.jp/kojin/shohin/seiho/mirainokatachi/teiki/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "verified",
          "value": "保険料例の計算基準日2026年4月1日。",
          "source_ids": [
            "dh-nissay"
          ],
          "evidence": [
            {
              "source_id": "dh-nissay",
              "locator": "text line 26",
              "quote": "記載の「保険料例」は、2026年4月1日（計算基準日）現在のものです。"
            }
          ],
          "reason": null
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-nissay"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "term-rakuten",
      "provider_id": "rakuten-life",
      "provider_name": "楽天生命保険株式会社",
      "brand_id": "rakuten-life",
      "name": "楽天生命スーパー定期保険",
      "category": "term_life",
      "entity_type": "insurance_product",
      "official_url": "https://www.rakuten-life.co.jp/life/super_life/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "verified",
          "value": "1年更新。",
          "source_ids": [
            "dh-rakuten-life"
          ],
          "evidence": [
            {
              "source_id": "dh-rakuten-life",
              "locator": "text line 369",
              "quote": "楽天生命スーパー定期保険の保険期間は1年更新で、契約・更新年齢が69歳までは、20歳から5歳ごとに保険料が変更されるしくみです。（70歳以降は毎年変更）。お客さまからのお申し出がない限り自動更新で最長80歳まで保障が続きます。"
            }
          ],
          "reason": null
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-rakuten-life"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-aioi",
      "provider_id": "aioi-nissay-dowa",
      "provider_name": "あいおいニッセイ同和損害保険株式会社",
      "brand_id": "aioi-nissay-dowa",
      "name": "タフ・すまいの保険",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.aioinissaydowa.co.jp/personal/product/tough/house/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "verified",
          "value": "令和6年10月1日以降始期契約の概要。",
          "source_ids": [
            "dh-aioi"
          ],
          "evidence": [
            {
              "source_id": "dh-aioi",
              "locator": "text line 52",
              "quote": "保険始期日が令和6年10月1日以降のご契約についての説明です。"
            }
          ],
          "reason": null
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-aioi"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-aig",
      "provider_id": "aig-sonpo",
      "provider_name": "AIG損害保険株式会社",
      "brand_id": "aig-sonpo",
      "name": "ホームプロテクト総合保険",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.aig.co.jp/sonpo/personal/product/house/homeprotect",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "verified",
          "value": "2025年10月1日以降開始契約の説明。",
          "source_ids": [
            "dh-aig"
          ],
          "evidence": [
            {
              "source_id": "dh-aig",
              "locator": "text line 135",
              "quote": "本記載は保険期間の開始日が2025年10月1日以降の契約のご説明です。"
            }
          ],
          "reason": null
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-aig"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-ieho",
      "provider_id": "ji-hoken",
      "provider_name": "ジェイアイ傷害火災保険株式会社",
      "brand_id": "ji-hoken",
      "name": "ダイレクト火災保険ieho",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.jihoken.co.jp/kasai/ih/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-ieho"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-sompo",
      "provider_id": "sompo-japan",
      "provider_name": "損害保険ジャパン株式会社",
      "brand_id": "sompo-japan",
      "name": "THE すまいの保険",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.sompo-japan.co.jp/kinsurance/habitation/sumai/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-sompo"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-sompo-direct",
      "provider_id": "sompo-direct",
      "provider_name": "SOMPOダイレクト損害保険株式会社",
      "brand_id": "sompo-direct",
      "name": "じぶんでえらべる火災保険",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.sompo-direct.co.jp/eraberu/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-sompo-direct"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-nisshin",
      "provider_id": "nisshin-fire",
      "provider_name": "日新火災海上保険株式会社",
      "brand_id": "nisshin-fire",
      "name": "お家ドクター火災保険",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.nisshinfire.co.jp/service/house.html",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-nisshin"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-msi",
      "provider_id": "mitsui-sumitomo-insurance",
      "provider_name": "三井住友海上火災保険株式会社",
      "brand_id": "mitsui-sumitomo-insurance",
      "name": "GK すまいの保険",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.ms-ins.com/personal/kasai/gk/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-msi"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-rakuten",
      "provider_id": "rakuten-sonpo",
      "provider_name": "楽天損害保険株式会社",
      "brand_id": "rakuten-sonpo",
      "name": "ホームアシスト",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.rakuten-sonpo.co.jp/tabid/989/Default.aspx",
      "identity_status": "discontinued",
      "availability_status": "discontinued",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "verified",
          "value": "2025年4月1日以降始期の新規・継続販売終了案内。",
          "source_ids": [
            "dh-rakuten-home"
          ],
          "evidence": [
            {
              "source_id": "dh-rakuten-home",
              "locator": "text line 78",
              "quote": "ホームアシスト（家庭総合保険）は、2025年４月１日以降を保険始期とする新規および継続のご契約の販売を終了させていただくこととなりました。"
            }
          ],
          "reason": null
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-rakuten-home"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。",
        "2025年4月1日以降始期の新規・継続販売終了。既契約対応は継続。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-chubb",
      "provider_id": "chubb-sonpo",
      "provider_name": "Chubb損害保険株式会社",
      "brand_id": "chubb-sonpo",
      "name": "リビングプロテクト総合保険",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://www.chubb.com/jp-jp/individuals-families/living-protect.html",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保障対象は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-chubb"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    },
    {
      "id": "home-nisshin-oheya",
      "provider_id": "nisshin-fire",
      "provider_name": "日新火災海上保険株式会社",
      "brand_id": "nisshin-fire",
      "name": "お部屋を借りるときの保険",
      "category": "home",
      "entity_type": "insurance_product",
      "official_url": "https://direct.nisshinfire.co.jp/oheya/",
      "identity_status": "verified",
      "availability_status": "official_product_page_observed",
      "aliases": [],
      "fields": {
        "benefit_conditions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の給付・支払条件は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "coverage": {
          "state": "conditional",
          "value": "賃貸住宅向け家財保険。借家人賠償等をセット。",
          "source_ids": [
            "dh-nisshin-oheya"
          ],
          "evidence": [
            {
              "source_id": "dh-nisshin-oheya",
              "locator": "text line 31",
              "quote": "※「お部屋を借りるときの保険」は、賃貸家財総合保険のペットネームです。"
            }
          ],
          "reason": "持ち家の建物保険と分離。"
        },
        "deductible": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の免責・自己負担は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "document_version": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の資料版・適用日は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "exclusions": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の対象外・不支払は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "insurance_period": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険期間は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_basis": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の保険料例の全前提は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "premium_example": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の公表保険料例は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "renewal": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の更新は、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        },
        "tax": {
          "state": "unknown",
          "value": null,
          "source_ids": [],
          "evidence": [],
          "reason": "この商品の税の扱いは、契約条件として確認できていません。公式の商品概要・約款をご確認ください。"
        }
      },
      "source_ids": [
        "dh-nisshin-oheya"
      ],
      "notes": [
        "公式商品同定と、全契約条件・受付可否の確認は別。"
      ],
      "variant_id": null,
      "offer_id": null,
      "image_slot": null,
      "affiliate_url": null,
      "cost_components": [
        {
          "id": "premium",
          "state": "unknown",
          "subject": "保険契約者（公式公表例。個人の契約額ではない）",
          "necessity": "unknown",
          "amount_yen": null,
          "currency": "JPY",
          "unit": "unknown",
          "quantity": null,
          "period": null,
          "tax": null,
          "conditions": null,
          "source_ids": []
        }
      ],
      "total_yen": null,
      "confirmed_cost_subtotal_yen": null,
      "premium_comparison_basis": null
    }
  ],
  "sources": [
    {
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      "url": "https://www.medicarelife.com/products/medifit_na/",
      "publisher": "www.medicarelife.com",
      "retrieved_at": "2026-11-03T10:59:05.526Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "medicare-a",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "57f59f03f0997eaedc382cdfb6ca6f34264d93de5edf246e2f584eaa06d4f3d8",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-medicare-a-detail",
      "url": "https://www.medicarelife.com/products/medifit_na/detail/",
      "publisher": "www.medicarelife.com",
      "retrieved_at": "2026-11-03T10:59:05.549Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "medicare-a-detail",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "f2bf6fb1d9ca240dff9815d3b21ff2315d6b1018b3b15a2ab68208389e1dd9c3",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-medicare-re",
      "url": "https://www.medicarelife.com/products/medifit_re/",
      "publisher": "www.medicarelife.com",
      "retrieved_at": "2026-11-03T10:59:05.549Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "medicare-re",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "59f4765fd6fc977bac016bcf1af477558b88958fde9a775f7b70d407c09069e2",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-medicare-a-faq",
      "url": "https://www.medicarelife.com/products/medifit_na/faq/",
      "publisher": "www.medicarelife.com",
      "retrieved_at": "2026-11-03T10:59:05.549Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "medicare-a-faq",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "2524a5b13276621cda61594558722d5db07955ed57bca98c30bc2d0ffa9b886c",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-medicare-return",
      "url": "https://www.medicarelife.com/products/medifit_nrt/",
      "publisher": "www.medicarelife.com",
      "retrieved_at": "2026-11-03T10:59:05.549Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "medicare-return",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "9534070b8f72c031b1f4da09b6c45ab2e8627026c9644c39aad7b3d8b199080a",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-lifenet-whole",
      "url": "https://www.lifenet-seimei.co.jp/product/medical/whole-life-medical/",
      "publisher": "www.lifenet-seimei.co.jp",
      "retrieved_at": "2026-11-03T10:59:09.868Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "lifenet-whole",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "0552d06bb01df6de0ddd2b37cf2bae2d89b9f7f846c8b0aff83910d7e5ef6001",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-lifenet-name",
      "url": "https://www.lifenet-seimei.co.jp/feature/2019_2008/",
      "publisher": "www.lifenet-seimei.co.jp",
      "retrieved_at": "2026-11-03T10:59:09.869Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "lifenet-name",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "9b9214eed0325f28d33b46de22e123eeac0b4ce0089666c1109651a5542766cb",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-orix-list",
      "url": "https://www.orixlife.co.jp/medical/",
      "publisher": "www.orixlife.co.jp",
      "retrieved_at": "2026-11-03T10:59:09.868Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "orix-list",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "488cae523dbb42a07d4fd83968ca3f515991674f91eb2c6207a46b30f388589d",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-lifenet-term",
      "url": "https://www.lifenet-seimei.co.jp/product/medical/term-medical/",
      "publisher": "www.lifenet-seimei.co.jp",
      "retrieved_at": "2026-11-03T10:59:09.869Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "lifenet-term",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "be2cfc21333367b24c8fa8fe8d14d82ccf034752d0b098b160f835c0ffc47281",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-orix-cure",
      "url": "https://www.orixlife.co.jp/medical/cure_next/",
      "publisher": "www.orixlife.co.jp",
      "retrieved_at": "2026-11-03T10:59:09.868Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "orix-cure",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "009ad73bfa339792bbc85cd3234150f264a75ef2eaf8bfb7976c7e471a436bc7",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-nanairo-list",
      "url": "https://www.nanairolife.co.jp/",
      "publisher": "www.nanairolife.co.jp",
      "retrieved_at": "2026-11-03T10:59:11.063Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "nanairo-list",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "30676a4a065f9241ce9bae7b82f0fe0ea48e44c5d809f8dce55d12f8582275b5",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-axa-renewal",
      "url": "https://www.axa-direct-life.co.jp/help/renewal/index.html",
      "publisher": "www.axa-direct-life.co.jp",
      "retrieved_at": "2026-11-03T10:59:11.062Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "axa-renewal",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "0dfd7ef9e316006b56eceb1cb3532cce9f6e8d8bfe27fbe529c00c4ec75e6d52",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-axa-top",
      "url": "https://www.axa-direct-life.co.jp/",
      "publisher": "www.axa-direct-life.co.jp",
      "retrieved_at": "2026-11-03T10:59:11.063Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "axa-top",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "641e797e9e79675c3a5c2f1f1387d6d65d92de4e13382ccef20f8598bb030b90",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-nanairo-medical",
      "url": "https://www.nanairolife.co.jp/products/medical/",
      "publisher": "www.nanairolife.co.jp",
      "retrieved_at": "2026-11-03T10:59:11.064Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "nanairo-medical",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "f22ac92405203cada0bc0d5ba62ae4825c8c2e03ee8a6514bbccbe67fffa0e7c",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-neo-iryo",
      "url": "https://neofirst.co.jp/product/iryo/",
      "publisher": "neofirst.co.jp",
      "retrieved_at": "2026-11-03T10:59:11.064Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "neo-iryo",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "46328a4042788480702551342937dbe6cbdd6e052314065e7418c8a0e02a29c1",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-neo-list",
      "url": "https://neofirst.co.jp/product/",
      "publisher": "neofirst.co.jp",
      "retrieved_at": "2026-11-03T10:59:12.104Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "neo-list",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "0e6ddbd847211e54ed1a5e5967dd911de67efbc55900696563d15480185cae3e",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-hanasaku-list",
      "url": "https://www.life8739.co.jp/product",
      "publisher": "www.life8739.co.jp",
      "retrieved_at": "2026-11-03T10:59:12.105Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "hanasaku-list",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "05c6488a40cd1546523c9d1583347223bc993140db8ccb8eaf6a92974bf7a0de",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-himawari-kenko",
      "url": "https://www.himawari-life.co.jp/goods/kenko1/",
      "publisher": "www.himawari-life.co.jp",
      "retrieved_at": "2026-11-03T10:59:12.114Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "himawari-kenko",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "e1d96622384933651edf6823f9a6074b789ac8fb68db89792258859d8b3c6ca4",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-metlife-flexi",
      "url": "https://www.metlife.co.jp/products/medical/f5wl/",
      "publisher": "www.metlife.co.jp",
      "retrieved_at": "2026-11-03T10:59:12.113Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "metlife-flexi",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "56efbed2d10aa707066193a235817ed3bf991bfc7cd3318b8c1de498fdfdc29a",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-metlife-list",
      "url": "https://www.metlife.co.jp/products/medical/",
      "publisher": "www.metlife.co.jp",
      "retrieved_at": "2026-11-03T10:59:12.112Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "metlife-list",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "9e49a5105be5e64a2ede372019037fa45218c0509c83cf3fcdb6c6292dac2cb1",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-zurich-z",
      "url": "https://www.zurichlife.co.jp/product/category_iryo/shushiniryodx/",
      "publisher": "www.zurichlife.co.jp",
      "retrieved_at": "2026-11-03T10:59:12.852Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "zurich-z",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "beb1341be69edc0d32e069f80e211d163dd2666565959d0fa5c960ec6262fe01",
      "limitations": [
        "派生テキストはHTMLのscript/style/tagを除去したもの。原HTMLを併存。約款全体の確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-nanairo-usagi",
      "url": "https://www.nanairolife.co.jp/products/medical_usagi/",
      "publisher": "www.nanairolife.co.jp",
      "retrieved_at": "2026-11-03T10:59:36.948Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "nanairo-usagi",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "295d198c1c8d0875db9c94d9ac82a324c6c797e4bb230a22b53d983a3e5036b1",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-medicare-a-plan",
      "url": "https://www.medicarelife.com/products/medifit_na/plan/",
      "publisher": "www.medicarelife.com",
      "retrieved_at": "2026-11-03T10:59:36.841Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "medicare-a-plan",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "d6579cefa2ad7dcd757e5f5313a319df2a0b59a3738c0f09387f0590427a533d",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-orix-support",
      "url": "https://www.orixlife.co.jp/si/cure_support_plus/",
      "publisher": "www.orixlife.co.jp",
      "retrieved_at": "2026-11-03T10:59:36.948Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "orix-support",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "5b8d175c3a551f165b6d1044c9ca3871e625a33a76fef35eec8a83126626d425",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-orix-lady",
      "url": "https://www.orixlife.co.jp/medical/cure_lady_next/",
      "publisher": "www.orixlife.co.jp",
      "retrieved_at": "2026-11-03T10:59:36.947Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "orix-lady",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "0fa6c9ace72a06928718ad9cc654c059383eddffd93fab391f7bd24ac9dceb93",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-medicare-a-notice",
      "url": "https://www.medicarelife.com/products/medifit_na/notice/",
      "publisher": "www.medicarelife.com",
      "retrieved_at": "2026-11-03T10:59:36.947Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "medicare-a-notice",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "2567442a3f2a88bf14f1e184103414e4e1a738172865b4c5cf2a7e30a8fd870d",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-metlife-gold",
      "url": "https://www.metlife.co.jp/products/si/sif5wl/",
      "publisher": "www.metlife.co.jp",
      "retrieved_at": "2026-11-03T10:59:43.939Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "metlife-gold",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "61cff271ebdadea80b04021b4963493458d64527f76168c9ac851ce77cf02d39",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-neo-kanwa",
      "url": "https://neofirst.co.jp/product/kanwa/",
      "publisher": "neofirst.co.jp",
      "retrieved_at": "2026-11-03T10:59:43.938Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "neo-kanwa",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "7c0e34b730435a5e4551cdfe9094e369bfd06203ab41f29744c531a94f86c669",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-hanasaku-iryo",
      "url": "https://www.life8739.co.jp/product/iryo/tokuchou",
      "publisher": "www.life8739.co.jp",
      "retrieved_at": "2026-11-03T10:59:43.938Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "hanasaku-iryo",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "419694811f598829269eef816135d820ed55ad90aa3eb0186eed6769e380b4e9",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-hanasaku-kanwa",
      "url": "https://www.life8739.co.jp/product/kanwa/tokuchou",
      "publisher": "www.life8739.co.jp",
      "retrieved_at": "2026-11-03T10:59:43.939Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "hanasaku-kanwa",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "786c2a488588325855e857e49156cc5fe8850ae77d1da4bc5e770dc8afcd6e3d",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-nanairo-wide",
      "url": "https://www.nanairolife.co.jp/products/medical_superwide/",
      "publisher": "www.nanairolife.co.jp",
      "retrieved_at": "2026-11-03T10:59:43.937Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "nanairo-wide",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "1539e3061c0d465bf667ee8d830bb05df4514496f2ad8c68f9935d152177f08c",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-tmn-kit-neo",
      "url": "https://www.tmn-anshin.co.jp/kojin/goods_medical/kit_neo/index.html",
      "publisher": "www.tmn-anshin.co.jp",
      "retrieved_at": "2026-11-03T10:59:44.486Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "tmn-kit-neo",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "7f6ea9704bf1f7207b68f77ed68cba32230d1c83bcbc9397344b3b125212107e",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-asahi-list",
      "url": "https://www.asahi-life.co.jp/join/personal/webdirect/smile/shiori/index.html",
      "publisher": "www.asahi-life.co.jp",
      "retrieved_at": "2026-11-03T10:59:44.484Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "asahi-list",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "bd773890260064ab9b96d5f3f76ce62410236ad53edebdcfd83541424483aae6",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-lifenet-unpay",
      "url": "https://www.lifenet-seimei.co.jp/procedure/unpayable/medical2019/",
      "publisher": "www.lifenet-seimei.co.jp",
      "retrieved_at": "2026-11-03T10:59:44.487Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "lifenet-unpay",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "578e7c0be125826842d50b251c5cd287fbf43399743e22aac255eb55833cee30",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-tmn-list",
      "url": "https://contents.tmn-anshin.co.jp/product/",
      "publisher": "contents.tmn-anshin.co.jp",
      "retrieved_at": "2026-11-03T10:59:44.485Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "tmn-list",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "514bb512ea44b4236d9c827a5732dca803e9c8397610c75c23d0348e1d5a93bf",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-tmn-kit-r",
      "url": "https://www.tmn-anshin.co.jp/kojin/goods_medical/kit_r/",
      "publisher": "www.tmn-anshin.co.jp",
      "retrieved_at": "2026-11-03T11:00:06.588Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "tmn-kit-r",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "59220438d9bf5166b946b80e654b8ceef91a67f9e4e8d17b1092e0333b1bae88",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-asahi-next",
      "url": "https://www.asahi-life.co.jp/join/personal/webdirect/smile/shiori/nexta/index.html",
      "publisher": "www.asahi-life.co.jp",
      "retrieved_at": "2026-11-03T11:00:06.379Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "asahi-next",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "772dda8865474a9b55a30cbd3c14a7f49a3b62d1b2121e82d2a1833e1344ca85",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-asahi-wide",
      "url": "https://www.asahi-life.co.jp/join/personal/webdirect/smile/shiori/wide/index.html",
      "publisher": "www.asahi-life.co.jp",
      "retrieved_at": "2026-11-03T11:00:06.588Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "asahi-wide",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "05f4ec8abaffc8cfdab015c65f9dc54ecf06216c1bd07fbd3227e29502b33834",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-tmn-yell",
      "url": "https://www.tmn-anshin.co.jp/kojin/goods_medical/kit_yell/",
      "publisher": "www.tmn-anshin.co.jp",
      "retrieved_at": "2026-11-03T11:00:06.589Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "tmn-yell",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "ee781bd7e0673dcc792e7ef594c0034bf8f2c7b69133eb37619bc6ff3087de89",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-tmn-yell-r",
      "url": "https://www.tmn-anshin.co.jp/kojin/goods_medical/kit_yell_r/",
      "publisher": "www.tmn-anshin.co.jp",
      "retrieved_at": "2026-11-03T11:00:09.994Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "tmn-yell-r",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "a63854ad4de8d677d6bed3c9b6f7c04c36454a36a35253eacd60c36717681f9e",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-axa-names",
      "url": "https://www.axa-direct-life.co.jp/news/2024/news_240401.html",
      "publisher": "www.axa-direct-life.co.jp",
      "retrieved_at": "2026-11-03T11:00:09.994Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "axa-names",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "1ee4a5e74690d4a69eb654a127eaef0a17b8934bed1283158aa14e29169b84b4",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-axa-old",
      "url": "https://www.axa-direct-life.co.jp/news/2020/news_201023.html",
      "publisher": "www.axa-direct-life.co.jp",
      "retrieved_at": "2026-11-03T11:00:09.995Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "axa-old",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "f09564fae8a648a520ecfa747730e0ea3f9542eb031c3cd92fd83bcdbe3b0faa",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-axa-end",
      "url": "https://www.axa-direct-life.co.jp/info/2024/info_241216.html",
      "publisher": "www.axa-direct-life.co.jp",
      "retrieved_at": "2026-11-03T11:00:09.995Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "axa-end",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "a08d68f0538d70a27df6f3788d489cf3ed9df996bee3b457eef57f417792508b",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-orix-detail",
      "url": "https://www.orixlife.co.jp/medical/cure_next/detail.html",
      "publisher": "www.orixlife.co.jp",
      "retrieved_at": "2026-11-03T11:01:01.850Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "medical-orix-cure-next",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "240d7cb4a32601991b103dd9c7abb0e16d759508ecb0e0144ff22fd42e6eb0ee",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-orix-faq",
      "url": "https://www.orixlife.co.jp/medical/cure_next/faq.html",
      "publisher": "www.orixlife.co.jp",
      "retrieved_at": "2026-11-03T11:01:03.902Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "medical-orix-cure-next",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "9853d45f414a6a2a33d630cad52763bd0d2c369217953d5435161cc49713ec30",
      "limitations": [
        "HTML由来の派生テキスト。約款全文確認ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "med-orix-exclusions",
      "url": "https://faq.orixlife.co.jp/faq_detail.html?id=15",
      "publisher": "faq.orixlife.co.jp",
      "retrieved_at": "2026-11-03T11:02:19.548Z",
      "retrieved_precision": "second",
      "source_type": "official_http_html_with_derived_text",
      "applies_to": "medical-orix-cure-next",
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "8dd6f70ec11042fd3b5d3034d081f22bf74c53e86f66e343c08a2005efafd976",
      "limitations": [
        "公式FAQの例示。全免責条項ではない。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-aflac",
      "url": "https://www.aflac.co.jp/syushin/light/",
      "publisher": "アフラック生命保険株式会社",
      "retrieved_at": "2026-11-03T11:00:10.287Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "term-aflac"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "8c56499921e18628389de09686417ff09bef0f3a07489b7825f8b1a658f3eca6",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-aig",
      "url": "https://www.aig.co.jp/sonpo/personal/product/house/homeprotect",
      "publisher": "AIG損害保険株式会社",
      "retrieved_at": "2026-11-03T10:59:29.495Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "home-aig"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "9605d28c3d1c41173c6e8092ac7b8676bb817e392d4f9d347aca17895c0ded02",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-aioi",
      "url": "https://www.aioinissaydowa.co.jp/personal/product/tough/house/",
      "publisher": "あいおいニッセイ同和損害保険株式会社",
      "retrieved_at": "2026-11-03T10:59:29.494Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "home-aioi"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "e2f1d11918b8ecdbb9b4ffc679fc5e7b262b5929ac1cc7b5f4a47fac8bd1c51a",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-axa-rename",
      "url": "https://www.axa-holdings.co.jp/info/2024/20240401/",
      "publisher": "アクサ生命保険株式会社",
      "retrieved_at": "2026-11-03T10:59:23.980Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "term-axa-direct2",
        "term-axa-easy"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "3786850cd637954b77ee9efec79e4eda768114631b82dca6e716e02ab62ec019",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-axa-renewal",
      "url": "https://www.axa-direct-life.co.jp/help/faq/detail/content08_16.html",
      "publisher": "アクサ生命保険株式会社",
      "retrieved_at": "2026-11-03T11:01:18.413Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "term-axa-direct2",
        "term-axa-easy"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "f6ecdbf9fd82b34d5427360588c192e462383621ec0ab3272ed0bc6ccea4aa59",
      "limitations": [
        "テキスト抽出。個別契約への適用は資料版・条件の確認が必要。"
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      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-axa-root",
      "url": "https://www.axa-direct-life.co.jp/",
      "publisher": "アクサ生命保険株式会社",
      "retrieved_at": "2026-11-03T11:00:08.247Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "term-axa-direct2",
        "term-axa-easy"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "f762cd12d242f4974623505ed1918394878586147c4a634074601640beb966b9",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-axa-yakkan",
      "url": "https://www.axa-direct-life.co.jp/pdf/yakkan_l.pdf",
      "publisher": "アクサ生命保険株式会社",
      "retrieved_at": "2026-11-03T11:01:22.329Z",
      "retrieved_precision": "second",
      "source_type": "official_pdf_text_extraction",
      "applies_to": [
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "764f3ad67b742a2cbad7b3ee118416ac586ce8461844e6f6dd7846fa72e97c53",
      "limitations": [
        "テキスト抽出。個別契約への適用は資料版・条件の確認が必要。",
        "PDF抽出の表紙・目次・末尾に一部未解決グリフ。引用した本文範囲は文字化けなし。表紙の資料番号は未採用。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-chubb",
      "url": "https://www.chubb.com/jp-jp/individuals-families/living-protect.html",
      "publisher": "Chubb損害保険株式会社",
      "retrieved_at": "2026-11-03T11:01:21.825Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "e406eb8342d3fa5a0320f004ac62c2901de572e9fe0f7d1216ae7b1d554737c1",
      "limitations": [
        "テキスト抽出。個別契約への適用は資料版・条件の確認が必要。"
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      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-fwd-legacy",
      "url": "https://www.fwdlife.co.jp/products/support-services/",
      "publisher": "FWD生命保険株式会社",
      "retrieved_at": "2026-11-03T10:59:31.091Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
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        "term-fwd-term"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "01ba4719c80b6fe911b091a7c05124b64eeece964e09c058ef8f9805daca546b",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。",
        "比較値の根拠には採用せず、取得試行/返却内容の記録として保持。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-hanasaku",
      "url": "https://www.life8739.co.jp/product/teiki/kentou",
      "publisher": "はなさく生命保険株式会社",
      "retrieved_at": "2026-11-03T11:00:08.262Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "6e065109c648b96578e337b07b072f10b031a33f3e6c3a6881b5eebde591113e",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
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      "original_snapshot_path": "",
      "original_sha256": "",
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      "extracted_text_sha256": null
    },
    {
      "id": "dh-hanasaku-easy",
      "url": "https://www.life8739.co.jp/product/kanwateiki/tokuchou",
      "publisher": "はなさく生命保険株式会社",
      "retrieved_at": "2026-11-03T11:02:42.258Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "1ed6fd2863a3223029aabb2ad994fab0155c92064cebb98470101524d3840e62",
      "limitations": [
        "本文抽出。図・全約款・個別契約は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-hanasaku-products",
      "url": "https://www.life8739.co.jp/product",
      "publisher": "はなさく生命保険株式会社",
      "retrieved_at": "2026-11-03T11:00:08.262Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
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        "term-hanasaku",
        "term-hanasaku-easy"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "4dbabc5101debb4d6afd432a1f82578d776dabac315b2f8615584b4f5a6cb99b",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-himawari",
      "url": "https://www.himawari-life.co.jp/welcome/smile_teiki_mz/",
      "publisher": "SOMPOひまわり生命保険株式会社",
      "retrieved_at": "2026-11-03T11:00:11.061Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "term-himawari"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "702a187435fd68430f246bea8b4f57b5085f9d8d3bbe095c2bee01e77c89b270",
      "limitations": [
        "HTTP 404; content not usable as evidence",
        "比較値の根拠には採用せず、取得試行/返却内容の記録として保持。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-ieho",
      "url": "https://www.jihoken.co.jp/kasai/ih/",
      "publisher": "ジェイアイ傷害火災保険株式会社",
      "retrieved_at": "2026-11-03T10:59:29.495Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "home-ieho"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "aada58a5892b8421401111c7866e99072c87633b735d856b5470777f6509acfb",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-lifenet-news",
      "url": "https://www.lifenet-seimei.co.jp/newsrelease/1190835_1707.html",
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      "retrieved_at": "2026-11-03T11:01:21.823Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
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      "effective_from": null,
      "snapshot_path": "",
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      "limitations": [
        "テキスト抽出。個別契約への適用は資料版・条件の確認が必要。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-lifenet-premium",
      "url": "https://www.lifenet-seimei.co.jp/shared/pdf/insurance_table_202512.pdf",
      "publisher": "ライフネット生命保険株式会社",
      "retrieved_at": "2026-11-03T11:01:22.329Z",
      "retrieved_precision": "second",
      "source_type": "official_pdf_text_extraction",
      "applies_to": [
        "term-lifenet-kazoku"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "ad79079b7822edfe2bfbe060f3becd25305e30e30b941a84422ae21efe8b1eac",
      "limitations": [
        "テキスト抽出。個別契約への適用は資料版・条件の確認が必要。"
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      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-lifenet-renewal",
      "url": "https://www.faq.lifenet-seimei.co.jp/34006",
      "publisher": "ライフネット生命保険株式会社",
      "retrieved_at": "2026-11-03T11:01:21.824Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "term-lifenet-kazoku"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "2886df4cf96de744612f57d31e116a7ee65c1c9bc4323a618e6dc69226f412ff",
      "limitations": [
        "テキスト抽出。個別契約への適用は資料版・条件の確認が必要。",
        "比較値の根拠には採用せず、取得試行/返却内容の記録として保持。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-medicare",
      "url": "https://www.medicarelife.com/products/medifit_t/",
      "publisher": "メディケア生命保険株式会社",
      "retrieved_at": "2026-11-03T11:00:10.289Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "fa6389501cb0ce026d45b5413d7c37d34b596303766f25c719513a79018b91b4",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
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    },
    {
      "id": "dh-metlife",
      "url": "https://www.metlife.co.jp/products/life/sslt/",
      "publisher": "メットライフ生命保険株式会社",
      "retrieved_at": "2026-11-03T10:59:31.090Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "74480295cc4903b4a4506ca8ffa89573a83814fffb1bd7aa532b38c0b286a8ac",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
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    },
    {
      "id": "dh-msi",
      "url": "https://www.ms-ins.com/personal/kasai/gk/",
      "publisher": "三井住友海上火災保険株式会社",
      "retrieved_at": "2026-11-03T10:59:30.346Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "0ccd2004342388de4c358d33eb55fe8bac3238199e6bd99c8542254bef9aaa3e",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
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      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-neo",
      "url": "https://neofirst.co.jp/product/teiki/",
      "publisher": "第一ネオ生命保険株式会社",
      "retrieved_at": "2026-11-03T11:00:08.261Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "term-neo"
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "079dd9e5d03a02a5387cb774029b98d5848f759462bfe555e1befe232f6262d9",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-nissay",
      "url": "https://www.nissay.co.jp/kojin/shohin/seiho/mirainokatachi/teiki/",
      "publisher": "日本生命保険相互会社",
      "retrieved_at": "2026-11-03T11:00:10.289Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "term-nissay"
      ],
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "2db855ba74280789103100bba79945daf0354ac5f30f313bdb5d2b89cbbc6ac3",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-nisshin",
      "url": "https://www.nisshinfire.co.jp/service/house.html",
      "publisher": "日新火災海上保険株式会社",
      "retrieved_at": "2026-11-03T10:59:30.346Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "home-nisshin"
      ],
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "31e2455c9b038573c59e5b67e0d457ea4eb0ee46b89a0a0a00093e4c0d691259",
      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-nisshin-oheya",
      "url": "https://direct.nisshinfire.co.jp/oheya/",
      "publisher": "日新火災海上保険株式会社",
      "retrieved_at": "2026-11-03T11:01:21.824Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "home-nisshin-oheya"
      ],
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "297e614cb91af2cd73ccfdfc1d4b884c83f7d6d3bce2f1a3b060c79e646d4a01",
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        "テキスト抽出。個別契約への適用は資料版・条件の確認が必要。"
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      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-nisshin-sumairu",
      "url": "https://www.nisshinfire.co.jp/sumairu/",
      "publisher": "日新火災海上保険株式会社",
      "retrieved_at": "2026-11-03T11:00:11.582Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
        "home-nisshin-sumairu"
      ],
      "effective_from": null,
      "snapshot_path": "",
      "sha256": "e87b9ca0128f99b855b2d5e08f45476e8176acb577a0039c2dd3ad628f2ca353",
      "limitations": [
        "HTTP 404; content not usable as evidence",
        "比較値の根拠には採用せず、取得試行/返却内容の記録として保持。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
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    },
    {
      "id": "dh-orix-bridge",
      "url": "https://www.orixlife.co.jp/life/bridge/detail.html",
      "publisher": "オリックス生命保険株式会社",
      "retrieved_at": "2026-11-03T10:59:23.965Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
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      "effective_from": null,
      "snapshot_path": "",
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      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
      ],
      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-orix-bridge-top",
      "url": "https://www.orixlife.co.jp/life/bridge/",
      "publisher": "オリックス生命保険株式会社",
      "retrieved_at": "2026-11-03T11:01:18.392Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
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      "effective_from": null,
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        "テキスト抽出。個別契約への適用は資料版・条件の確認が必要。"
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      "original_sha256": "",
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    },
    {
      "id": "dh-orix-finesave",
      "url": "https://www.orixlife.co.jp/life/finesave/",
      "publisher": "オリックス生命保険株式会社",
      "retrieved_at": "2026-11-03T11:02:41.095Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
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      "effective_from": null,
      "snapshot_path": "",
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      "limitations": [
        "本文抽出。図・全約款・個別契約は未確認。"
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      "original_snapshot_path": "",
      "original_sha256": "",
      "extracted_text_path": null,
      "extracted_text_sha256": null
    },
    {
      "id": "dh-orix-finesupport",
      "url": "https://www.orixlife.co.jp/si/fine_support_plus/",
      "publisher": "オリックス生命保険株式会社",
      "retrieved_at": "2026-11-03T11:02:42.078Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
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      "effective_from": null,
      "snapshot_path": "",
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        "本文抽出。図・全約款・個別契約は未確認。"
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    },
    {
      "id": "dh-orix-products",
      "url": "https://www.orixlife.co.jp/products/",
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      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
      "applies_to": [
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        "term-orix-finesupport"
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        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
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    },
    {
      "id": "dh-rakuten-home",
      "url": "https://www.rakuten-sonpo.co.jp/tabid/989/Default.aspx",
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      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
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      "effective_from": null,
      "snapshot_path": "",
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        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
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      "extracted_text_path": null,
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    },
    {
      "id": "dh-rakuten-life",
      "url": "https://www.rakuten-life.co.jp/life/super_life/",
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      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
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      "effective_from": null,
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        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
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    },
    {
      "id": "dh-sbi-before",
      "url": "https://www.sbisonpo.co.jp/kasai/estimate/beforeapplication.html",
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      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
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      "effective_from": null,
      "snapshot_path": "",
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      "limitations": [
        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。",
        "Encoding correction attempt failed: TypeError: fetch failed",
        "比較値の根拠には採用せず、取得試行/返却内容の記録として保持。"
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      "original_sha256": "",
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    },
    {
      "id": "dh-sbi-cover",
      "url": "https://www.sbilife.co.jp/products/term-click/index2.html",
      "publisher": "SBI生命保険株式会社",
      "retrieved_at": "2026-11-03T11:01:18.412Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
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      "effective_from": null,
      "snapshot_path": "",
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        "テキスト抽出。個別契約への適用は資料版・条件の確認が必要。"
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      "original_sha256": "",
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    },
    {
      "id": "dh-sbi-fire",
      "url": "https://www.sbisonpo.co.jp/kasai/",
      "publisher": "SBI損害保険株式会社",
      "retrieved_at": "2026-11-03T11:02:18.482Z",
      "retrieved_precision": "second",
      "source_type": "official_html_text_extraction",
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      "effective_from": null,
      "snapshot_path": "",
      "sha256": "e2fb3e16500ea431a3139ad1d20641d30771823b786076d909681bf90130f1e8",
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        "ページ本文のテキスト抽出。画像内文字・動的表示・全約款は未確認。"
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      "original_sha256": "",
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    },
    {
      "id": "dh-sbi-imairu",
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}